No connection

Search Results

BHFAP vs MA

BHFAP
Brighthouse Financial, Inc.
BEARISH
Price
$16.62
Market Cap
$2.76B
Sector
Financial Services
AI Confidence
78%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
BHFAP
1.32
MA
30.28
Forward P/E
BHFAP
--
MA
22.05
P/B Ratio
BHFAP
0.15
MA
57.74
P/S Ratio
BHFAP
0.35
MA
13.6
EV/EBITDA
BHFAP
--
MA
22.13

Profitability

Gross Margin
BHFAP
41.3%
MA
100.0%
Operating Margin
BHFAP
34.02%
MA
57.73%
Profit Margin
BHFAP
12.35%
MA
45.65%
ROE
BHFAP
16.18%
MA
209.91%
ROA
BHFAP
0.73%
MA
23.72%

Growth

Revenue Growth
BHFAP
-10.1%
MA
17.6%
Earnings Growth
BHFAP
219.4%
MA
24.2%

Financial Health

Debt/Equity
BHFAP
1.47
MA
2.56
Current Ratio
BHFAP
1.55
MA
1.03
Quick Ratio
BHFAP
1.18
MA
0.68

Dividends

Dividend Yield
BHFAP
9.89%
MA
0.7%
Payout Ratio
BHFAP
--
MA
18.4%

AI Verdict

BHFAP BEARISH

The Advanced Deterministic Scorecard reveals a weak financial health profile with a Piotroski F-Score of just 3/9, indicating significant fundamental deterioration. Despite deeply discounted valuation metrics—P/E of 1.32 and Price/Book of 0.15—the company faces declining revenue (YoY -10.10%) and concerning capital structure risks, including high debt/equity of 1.47. The absence of an Altman Z-Score prevents a full distress risk assessment, but weak ROA of 0.73% and negative long-term price performance suggest underlying operational fragility. While the 9.89% dividend yield and recent short-term price rebound offer temporary appeal, these are outweighed by structural challenges and lack of analyst coverage or insider support.

Strengths
Exceptionally low P/E ratio of 1.32 suggests deep value pricing relative to earnings
High operating and gross margins (34.02% and 41.30%) indicate strong pricing power or cost control
ROE of 16.18% exceeds sector average, signaling efficient equity utilization
Risks
Piotroski F-Score of 3/9 indicates poor financial health and high risk of value trap
Revenue declining YoY by -10.10%, suggesting fundamental business contraction
Debt/Equity of 1.47 is elevated for a life insurer, increasing financial leverage risk
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

BHFAP vs MA: Head-to-Head Comparison

This page compares Brighthouse Financial, Inc. (BHFAP) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI
Markets
Profile