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BKYI vs CAT

BKYI
BIO-key International, Inc.
BEARISH
Price
$0.66
Market Cap
$7.2M
Sector
Industrials
AI Confidence
92%
CAT
Caterpillar Inc.
NEUTRAL
Price
$735.35
Market Cap
$344.13B
Sector
Industrials
AI Confidence
90%

Valuation

P/E Ratio
BKYI
--
CAT
39.01
Forward P/E
BKYI
-2.07
CAT
26.48
P/B Ratio
BKYI
0.8
CAT
16.05
P/S Ratio
BKYI
1.05
CAT
5.09
EV/EBITDA
BKYI
-1.88
CAT
26.1

Profitability

Gross Margin
BKYI
78.4%
CAT
28.79%
Operating Margin
BKYI
-57.57%
CAT
16.02%
Profit Margin
BKYI
-67.34%
CAT
13.14%
ROE
BKYI
-137.69%
CAT
43.53%
ROA
BKYI
-29.4%
CAT
7.89%

Growth

Revenue Growth
BKYI
-27.7%
CAT
18.0%
Earnings Growth
BKYI
--
CAT
-11.4%

Financial Health

Debt/Equity
BKYI
0.24
CAT
2.07
Current Ratio
BKYI
1.26
CAT
1.44
Quick Ratio
BKYI
1.01
CAT
0.87

Dividends

Dividend Yield
BKYI
--
CAT
0.85%
Payout Ratio
BKYI
0.0%
CAT
31.05%

AI Verdict

BKYI BEARISH

BKYI exhibits weak financial health with a Piotroski F-Score of 4/9, indicating a fragile stability, and lacks an Altman Z-Score, raising unquantified distress risk. The company reports severe profitability issues, including a -67.34% profit margin, -137.69% ROE, and negative earnings across all recent quarters, despite a high gross margin of 78.40%. Revenue has declined 27.7% YoY, and earnings surprises have been consistently negative in the last four quarters, with an average miss of -17.33%. The stock trades at a price-to-book of 0.80, but this is misleading given the company’s deep losses and negative equity. Analysts have a target price of $2.00, but with only one analyst covering the stock and no consensus, this is not reliable.

Strengths
High gross margin of 78.40% suggests strong cost control on the production side
Debt/Equity ratio of 0.24 indicates conservative leverage relative to peers
Current ratio of 1.26 and quick ratio of 1.01 suggest short-term liquidity is adequate
Risks
Piotroski F-Score of 4/9 indicates weak financial health and operational instability
Negative ROE (-137.69%) and ROA (-29.40%) reflect severe capital inefficiency and losses
Consistently negative earnings and revenue decline of 27.7% YoY signal deteriorating business fundamentals
CAT NEUTRAL

CAT shows neutral fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Mixed signals with both opportunities and risks present.

Strengths
Strong revenue growth of 18.0%
Strong ROE of 43.5%
Risks
High valuation with P/E of 39.0
Premium vs Graham Number ($139.4)
High debt burden with D/E of 2.07

Compare Another Pair

BKYI vs CAT: Head-to-Head Comparison

This page compares BIO-key International, Inc. (BKYI) and Caterpillar Inc. (CAT) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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