No connection

Search Results

BLFY vs RILY

BLFY
Blue Foundry Bancorp
BEARISH
Price
$12.86
Market Cap
$267.0M
Sector
Financial Services
AI Confidence
75%
RILY
BRC Group Holdings, Inc.
BEARISH
Price
$7.80
Market Cap
$274.2M
Sector
Financial Services
AI Confidence
95%

Valuation

P/E Ratio
BLFY
--
RILY
1.04
Forward P/E
BLFY
-85.73
RILY
--
P/B Ratio
BLFY
0.77
RILY
-0.92
P/S Ratio
BLFY
5.97
RILY
0.32
EV/EBITDA
BLFY
--
RILY
--

Profitability

Gross Margin
BLFY
0.0%
RILY
1.46%
Operating Margin
BLFY
-13.55%
RILY
15.73%
Profit Margin
BLFY
-20.58%
RILY
35.37%
ROE
BLFY
-2.82%
RILY
--
ROA
BLFY
-0.44%
RILY
13.72%

Growth

Revenue Growth
BLFY
30.3%
RILY
75.8%
Earnings Growth
BLFY
--
RILY
11632.7%

Financial Health

Debt/Equity
BLFY
--
RILY
--
Current Ratio
BLFY
--
RILY
3.67
Quick Ratio
BLFY
--
RILY
3.36

Dividends

Dividend Yield
BLFY
--
RILY
--
Payout Ratio
BLFY
0.0%
RILY
0.0%

AI Verdict

BLFY BEARISH

BLFY exhibits extremely weak financial health with a Piotroski F-Score of just 1/9, indicating severe operational and profitability concerns. Despite strong year-over-year revenue growth of 30.30% and a recent price surge (+33% over 1Y), the company is unprofitable with negative margins across all key metrics, including a -20.58% profit margin and a -2.82% ROE. Valuation metrics are distorted, with a negative forward P/E of -85.73 and no calculable Altman Z-Score or Graham Number, limiting traditional value assessment. While insider sentiment is moderately positive at 60/100, technical trend is deeply bearish (10/100), and analyst target price of $10.00 implies 22% downside from current levels.

Strengths
Strong year-over-year revenue growth of 30.30%, outpacing sector average of 27.33%
Consistently beats earnings estimates, with 2 out of last 4 quarters beating and a history of positive surprises (e.g., +47.8% in Q3 2023)
Insider sentiment is neutral to moderately positive at 60/100, suggesting no major red flags from internal stakeholders
Risks
Critically low Piotroski F-Score of 1/9 signals severe financial distress and weak fundamentals
Persistent unprofitability with negative profit, operating, and gross margins, indicating structural business model issues
Negative ROE (-2.82%) and ROA (-0.44%) reflect poor capital efficiency and asset utilization
RILY BEARISH

RILY exhibits severe financial instability, highlighted by a weak Piotroski F-Score of 2/9 and a critical negative Price-to-Book ratio of -0.92, indicating negative shareholders' equity. While the P/E ratio of 1.04 and high YoY revenue growth (75.8%) appear attractive on the surface, they are likely value traps given the company's erratic earnings history and lack of fundamental health. The absence of an Altman Z-Score and Graham Number further underscores the inability to apply standard valuation models to this distressed balance sheet. Despite a recent 1-year price surge, the long-term trend is deeply negative, and the financial foundation is precarious.

Strengths
Strong YoY Revenue Growth (75.80%)
High Profit Margin (35.37%)
Healthy Current Ratio (3.67) suggesting short-term liquidity
Risks
Negative Shareholders' Equity (Price/Book: -0.92)
Very weak financial health (Piotroski F-Score: 2/9)
Extreme earnings volatility and consistent failure to meet estimates

Compare Another Pair

BLFY vs RILY: Head-to-Head Comparison

This page compares Blue Foundry Bancorp (BLFY) and BRC Group Holdings, Inc. (RILY) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI
Markets
Profile