RILY

BEARISH

$7.8 Live

BRC Group Holdings, Inc. · NASDAQ

$2.75 52W Range $10.97

RILY BRC Group Holdings, Inc. - Fundamental Analysis

BEARISH

Console Chart News

RILY Stock | Fundamental Analysis & Investment Insights

NASDAQ • Financial Services • Financial Conglomerates

Current Price Live

$7.8

52W High

$10.97

52W Low

$2.75

Overview AI Snowflake Price Valuation Profitability Growth Health Statements Peers Insiders

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 18, 2026

Market cap

$274.18M

P/E

1.04

ROE

N/A

Profit margin

35.4%

Debt/Equity

N/A

Dividend yield

N/A

AI Analysis

AI-powered fundamental assessment

Confidence

95%

RILY exhibits severe financial instability, highlighted by a weak Piotroski F-Score of 2/9 and a critical negative Price-to-Book ratio of -0.92, indicating negative shareholders' equity. While the P/E ratio of 1.04 and high YoY revenue growth (75.8%) appear attractive on the surface, they are likely value traps given the company's erratic earnings history and lack of fundamental health. The absence of an Altman Z-Score and Graham Number further underscores the inability to apply standard valuation models to this distressed balance sheet. Despite a recent 1-year price surge, the long-term trend is deeply negative, and the financial foundation is precarious.

Key Strengths

Strong YoY Revenue Growth (75.80%)

High Profit Margin (35.37%)

Healthy Current Ratio (3.67) suggesting short-term liquidity

Strong ROA (13.72%)

Recent short-term price momentum (1Y Change +146.8%)

Key Risks

Negative Shareholders' Equity (Price/Book: -0.92)

Very weak financial health (Piotroski F-Score: 2/9)

Extreme earnings volatility and consistent failure to meet estimates

Lack of institutional analyst coverage and guidance

Severe long-term value destruction (5Y Change: -84.7%)

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall

Weak

Value

Future

Past

Health

Dividend

AI Verdict

High Risk / Speculative

Key drivers: Negative Book Value, Low Piotroski Score, Erratic Earnings

Confidence

90%

Value

30/100

P/E is deceptively low; negative P/B indicates the company owes more than it owns.

Positives

Extremely low P/E (1.04)
Low Price/Sales (0.32)

Watchpoints

Negative Price/Book ratio
No Graham Number available due to negative equity

Future

50/100

Growth is present in revenue but does not translate to stable, predictable earnings.

Positives

High YoY Revenue growth
Strong profit margins

Watchpoints

Unstable earnings progression
Negative Q/Q EPS growth (-287.5%)

Past

20/100

Long-term performance is catastrophic despite recent speculative volatility.

Positives

Recent 1-year recovery

Watchpoints

5-year return of -84.7%
Consistent earnings misses (1/4 beats)

Health

10/100

Piotroski score indicates a company in financial distress.

Positives

Current Ratio > 3.0

Watchpoints

Piotroski F-Score 2/9
Negative Equity

Dividend

0/100

Company is not returning capital to shareholders.

Positives

No standout positives identified.

Watchpoints

No dividend paid
0/100 Dividend Strength

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price

$7.8

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for RILY and closest competitors.

Updated 2026-04-17

Company	5Y	3Y	1Y	6M	1M	1W
RILY BRC Group Holdings, Inc. Primary	-84.7%	-71.3%	+146.8%	+56.0%	+13.4%	+7.9%
FVCB FVCBankcorp, Inc. Peer	+20.3%	+53.5%	+49.8%	+26.2%	+3.9%	+2.6%
BLFY Blue Foundry Bancorp Peer	-0.3%	+3.9%	+33.0%	+42.1%	+0.9%	+0.9%
JRVR James River Group Holdings, Inc. Peer	-86.2%	-67.5%	+49.7%	+19.6%	-3.1%	+1.3%
NODK NI Holdings, Inc. Peer	-34.0%	-4.3%	-0.8%	-5.0%	-2.7%	+0.9%

RIL

BRC Group Holdings, Inc.

Primary

-84.7%

-71.3%

+146.8%

+56.0%

+13.4%

+7.9%

FVC

FVCBankcorp, Inc.

Peer

+20.3%

+53.5%

+49.8%

+26.2%

+3.9%

+2.6%

BLF

Blue Foundry Bancorp

Peer

-0.3%

+3.9%

+33.0%

+42.1%

+0.9%

JRV

James River Group Holdings, Inc.

Peer

-86.2%

-67.5%

+49.7%

+19.6%

-3.1%

+1.3%

NOD

NI Holdings, Inc.

Peer

-34.0%

-4.3%

-0.8%

-5.0%

-2.7%

+0.9%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

1.04

N/A

-0.92

0.32

1.27

N/A

$274.18M

Profitability

Profit margins and return metrics

Profit Margin 35.37%

Operating Margin 15.73%

Gross Margin 1.46%

ROE N/A

ROA 13.72%

Growth

Revenue and earnings growth rates

Revenue Growth +75.8%

Earnings Growth +11632.7%

Q/Q Revenue Growth +1.94%

Q/Q Earnings Growth +2902.6%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity

N/A

Current Ratio

3.67

Strong

Quick Ratio

3.36

Excellent

Cash/Share

$22.43

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue

$0.3B

Gross Margin

73.7%

Op. Margin

22.2%

Net Margin

31.8%

Total Assets

$1.7B

Liabilities

$1.8B

Equity

$-0.2B

Debt/Equity

-10.65x

Operating CF

$0.0B

CapEx

$-0.0B

Free Cash Flow

$0.0B

FCF Yield

96%

Quarterly Earnings History

EPS performance vs analyst estimates

2026-05-11

$N/A

2011-08-15

$-1.55

-487.1% surprise

2011-05-16

$-0.4

+33.3% surprise

2011-03-31

$-1.4

-133.3% surprise

Financial Services Sector Comparison

Comparing RILY against 500 companies in the Financial Services sector (90 bullish, 207 neutral, 203 bearish)

P/E Ratio

1.04

This Stock

45.14

Sector Avg

-97.7% (Discount)

Profit Margin

35.37%

This Stock

48.63%

Sector Avg

-27.3% (Weaker)

Revenue Growth

75.8%

This Stock

36.71%

Sector Avg

+106.5% (Fast Growth)

Current Ratio

3.67

This Stock

3.31

Sector Avg

+11.0% (Better)

Similar Companies

Peer comparison within the same industry

Company	AI Rating	Market Cap	P/E	ROE	Profit Margin	Price
RILY BRC Group Holdings, Inc.	BEARISH	$274.18M	1.04	-%	35.4%	$7.8
FVCB FVCBankcorp, Inc.	BULLISH	$280.43M	12.89	9.0%	33.5%	$15.6	Compare
BLFY Blue Foundry Bancorp	BEARISH	$266.99M	-	-2.8%	-20.6%	$12.86	Compare
JRVR James River Group Holdings, Inc.	NEUTRAL	$285.01M	7.47	7.9%	6.9%	$6.2	Compare
NODK NI Holdings, Inc.	BEARISH	$263.29M	-	-4.3%	-3.7%	$12.82	Compare

RILY BRC Group Holdings, Inc.

BEARISH

Mkt Cap

$274M

P/E

1.0

ROE

Price

$7.8

FVCB FVCBankcorp, Inc.

Compare with RILY

BLFY Blue Foundry Bancorp

Compare with RILY

Compare with RILY

NODK NI Holdings, Inc.

Compare with RILY

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

Date	Insider	Position	Transaction	Shares	Value
2026-04-02	WALTERS MARIAN	Director	Stock Award	51,419	-
2026-04-02	LABRAN RENEE E.	Director	Stock Award	51,419	-
2026-04-02	BRANDT TAMARA SUE	Director	Stock Award	51,419	-
2026-04-02	ANTIN ROBERT L	Director	Stock Award	51,419	-
2026-04-02	PAULSON RANDALL E	Director	Stock Award	51,419	-
2026-04-02	D AGOSTINO ROBERT P	Director	Stock Award	51,419	-

WALTERS MARIAN

Director

Stock Award

2026-04-02

51,419 shares

LABRAN RENEE E.

Director

Stock Award

2026-04-02

51,419 shares

BRANDT TAMARA SUE

Director

Stock Award

2026-04-02

51,419 shares

ANTIN ROBERT L

Director

Stock Award

2026-04-02

51,419 shares

PAULSON RANDALL E

Director

Stock Award

2026-04-02

51,419 shares

D AGOSTINO ROBERT P

Director

Stock Award

2026-04-02

51,419 shares

Insider transactions can signal confidence or concerns about company prospects

Past News Coverage

Recent headlines mentioning RILY from our newsroom.

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RILY

RILY BRC Group Holdings, Inc. - Fundamental Analysis

At a glance

AI Analysis

Key Strengths

Key Risks

Performance Snowflake

Stock Price & Analyst Targets

Multi-Horizon Performance vs Peers

Historical Performance Trends

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Valuation Metrics

Profitability

Growth

Financial Health

Financial Statement Flow

Quarterly Earnings History

Financial Services Sector Comparison

Similar Companies

Recent Insider Trading

Past News Coverage

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