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BLKB vs MSFT

BLKB
Blackbaud, Inc.
BEARISH
Price
$56.34
Market Cap
$2.73B
Sector
Technology
AI Confidence
78%
MSFT
Microsoft Corporation
BULLISH
Price
$374.33
Market Cap
$2.78T
Sector
Technology
AI Confidence
85%

Valuation

P/E Ratio
BLKB
--
MSFT
23.42
Forward P/E
BLKB
11.57
MSFT
19.86
P/B Ratio
BLKB
24.6
MSFT
7.11
P/S Ratio
BLKB
2.41
MSFT
9.11
EV/EBITDA
BLKB
12.37
MSFT
16.05

Profitability

Gross Margin
BLKB
58.24%
MSFT
68.59%
Operating Margin
BLKB
19.62%
MSFT
47.09%
Profit Margin
BLKB
-22.16%
MSFT
39.04%
ROE
BLKB
-77.16%
MSFT
34.39%
ROA
BLKB
6.68%
MSFT
14.86%

Growth

Revenue Growth
BLKB
-1.9%
MSFT
16.7%
Earnings Growth
BLKB
180.0%
MSFT
59.8%

Financial Health

Debt/Equity
BLKB
9.93
MSFT
0.32
Current Ratio
BLKB
0.69
MSFT
1.39
Quick Ratio
BLKB
0.13
MSFT
1.24

Dividends

Dividend Yield
BLKB
--
MSFT
0.97%
Payout Ratio
BLKB
0.0%
MSFT
21.28%

AI Verdict

BLKB BEARISH

The deterministic health scores paint a concerning picture, with a Piotroski F-Score of 4/9 indicating marginal financial stability and no Altman Z-Score available to confirm safety from distress. Despite strong operating margins and recent earnings beats, the company is unprofitable overall (negative net margin and ROE), carries an extremely high debt/equity ratio of 9.93, and shows weak liquidity. Valuation multiples like a Price/Book of 24.60 appear stretched against poor profitability, while insider selling and declining revenue further undermine confidence. The stock trades below analyst targets but faces significant structural and financial headwinds.

Strengths
Strong operating margin of 19.62% indicates pricing power or cost control at the operational level
High gross margin of 58.24% reflects scalable software business model
Recent quarterly earnings have consistently beaten estimates, with 3 out of last 4 quarters above expectations
Risks
Piotroski F-Score of 4/9 indicates weak financial health, particularly in profitability and leverage
Extremely high Debt/Equity ratio of 9.93 raises serious concerns about solvency and financial flexibility
Negative profit margin (-22.16%) and ROE (-77.16%) show the company is not converting equity into profits
MSFT BULLISH

Microsoft exhibits strong fundamental health with a Piotroski F-Score of 7/9, indicating robust financial stability. While the stock is currently experiencing a severe technical downtrend (0/100) and significant 6-month price depreciation (-28.6%), the current price of $374.33 sits well below the growth-based intrinsic value of $471.41 and the analyst target of $587.31. Exceptional earnings growth (59.8% YoY) and high operating margins (47.09%) suggest that the current price correction presents a value opportunity despite bearish insider sentiment.

Strengths
Strong financial health evidenced by a Piotroski F-Score of 7/9
Exceptional profitability with a 39.04% profit margin and 47.09% operating margin
Robust earnings growth (59.8% YoY) and consistent history of beating estimates
Risks
Severe short-term technical bearishness (0/100 trend score)
Bearish insider activity with $32.64M in net sales over the last 6 months
High Price-to-Book ratio (7.11) indicating a premium over book value

Compare Another Pair

BLKB vs MSFT: Head-to-Head Comparison

This page compares Blackbaud, Inc. (BLKB) and Microsoft Corporation (MSFT) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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