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BLX vs CHCO

BLX
Banco Latinoamericano de Comercio Exterior, S. A.
NEUTRAL
Price
$46.76
Market Cap
$1.72B
Sector
Financial Services
AI Confidence
65%
CHCO
City Holding Company
BULLISH
Price
$124.49
Market Cap
$1.79B
Sector
Financial Services
AI Confidence
60%

Valuation

P/E Ratio
BLX
7.9
CHCO
13.94
Forward P/E
BLX
7.23
CHCO
13.27
P/B Ratio
BLX
1.06
CHCO
2.21
P/S Ratio
BLX
5.59
CHCO
5.66
EV/EBITDA
BLX
--
CHCO
--

Profitability

Gross Margin
BLX
0.0%
CHCO
0.0%
Operating Margin
BLX
72.51%
CHCO
54.61%
Profit Margin
BLX
72.1%
CHCO
41.35%
ROE
BLX
15.04%
CHCO
16.94%
ROA
BLX
1.86%
CHCO
1.98%

Growth

Revenue Growth
BLX
3.1%
CHCO
10.8%
Earnings Growth
BLX
2.5%
CHCO
12.9%

Financial Health

Debt/Equity
BLX
--
CHCO
--
Current Ratio
BLX
--
CHCO
--
Quick Ratio
BLX
--
CHCO
--

Dividends

Dividend Yield
BLX
5.27%
CHCO
2.76%
Payout Ratio
BLX
39.58%
CHCO
36.28%

AI Verdict

BLX NEUTRAL

The stock exhibits weak financial health with a Piotroski F-Score of just 2/9, signaling significant fundamental concerns. Despite this, BLX trades at a discount to both Graham Number ($76.75) and intrinsic value ($63.64), supported by a low P/E of 7.90 and strong profitability margins above 72%. Recent earnings growth is exceptionally strong (YoY EPS +88.9%), but inconsistent historical earnings surprises and poor technical trend (10/100) offset optimism. The 5.27% dividend yield and low payout ratio add appeal, though insider sentiment is weak and analyst coverage is sparse.

Strengths
High profitability with operating margin of 72.51% and net margin of 72.10%
Attractive valuation: P/E of 7.90 well below sector average of 30.45
Strong dividend yield of 5.27% with sustainable 39.58% payout ratio
Risks
Very weak Piotroski F-Score of 2/9 indicates poor financial health and potential distress risk
Missing Altman Z-Score prevents distress risk confirmation, but low F-Score raises red flags
Poor technical trend (10/100) suggests ongoing bearish momentum
CHCO BULLISH

CHCO shows bullish fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Key strengths include strong valuation and growth metrics.

Strengths
Attractive valuation with P/E of 13.9
Strong profitability (41.3% margin)
Strong ROE of 16.9%
Risks
Limited historical data available for full assessment

Compare Another Pair

BLX vs CHCO: Head-to-Head Comparison

This page compares Banco Latinoamericano de Comercio Exterior, S. A. (BLX) and City Holding Company (CHCO) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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