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BNY vs MA

BNY
BlackRock New York Municipal Income Trust
BEARISH
Price
$10.14
Market Cap
$244.5M
Sector
Financial Services
AI Confidence
78%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
BNY
--
MA
30.28
Forward P/E
BNY
--
MA
22.05
P/B Ratio
BNY
0.97
MA
57.74
P/S Ratio
BNY
11.99
MA
13.6
EV/EBITDA
BNY
--
MA
22.13

Profitability

Gross Margin
BNY
100.0%
MA
100.0%
Operating Margin
BNY
76.31%
MA
57.73%
Profit Margin
BNY
-115.16%
MA
45.65%
ROE
BNY
-8.65%
MA
209.91%
ROA
BNY
2.22%
MA
23.72%

Growth

Revenue Growth
BNY
1.5%
MA
17.6%
Earnings Growth
BNY
--
MA
24.2%

Financial Health

Debt/Equity
BNY
0.7
MA
2.56
Current Ratio
BNY
0.19
MA
1.03
Quick Ratio
BNY
0.18
MA
0.68

Dividends

Dividend Yield
BNY
6.05%
MA
0.7%
Payout Ratio
BNY
101.81%
MA
18.4%

AI Verdict

BNY BEARISH

The Advanced Deterministic Scorecard reveals significant financial health concerns, with a weak Piotroski F-Score of 3/9 indicating poor fundamental strength. Despite a moderate Price/Book ratio of 0.97 and a high dividend yield of 6.05%, the company suffers from negative profit margins (-115.16%) and an alarming payout ratio of 101.81%, suggesting dividend sustainability risks. Operating margin and gross margin appear artificially inflated, likely due to the fund's structure, while technical trend signals are deeply bearish at 0/100. The absence of Altman Z-Score and key valuation metrics further limits confidence in stability, pointing to elevated risk.

Strengths
High dividend yield of 6.05% may attract income-focused investors
Price/Book ratio of 0.97 suggests the stock trades near book value
Operating margin of 76.31% appears strong, though likely reflective of fund operations rather than operating business
Risks
Piotroski F-Score of 3/9 indicates weak financial health and poor earnings stability
Profit margin of -115.16% signals severe unprofitability or abnormal expense structure
Payout ratio of 101.81% exceeds earnings, threatening dividend sustainability
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

BNY vs MA: Head-to-Head Comparison

This page compares BlackRock New York Municipal Income Trust (BNY) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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