BOKF vs ONB

BOKF exhibits weak financial health with a Piotroski F-Score of just 2/9, signaling significant concerns in profitability, leverage, and operating efficiency. Despite this, the company shows strong recent earnings growth (YoY EPS +17%, Q/Q +11.7%) and beats earnings estimates in 3 of the last 4 quarters, supporting its current valuation above the Graham Number of $141.93. Profit margins and ROA are solid for the banking sector, but missing data on key leverage and liquidity ratios, along with insider selling, raise caution. The stock trades near analyst target ($134.30) with mixed technicals and low insider sentiment, warranting a cautious hold despite attractive yield and growth.

Old National Bancorp presents a strong value opportunity, characterized by a stable Piotroski F-Score of 4/9 and a current price ($23.36) trading significantly below both its Graham Number ($29.23) and Intrinsic Value ($52.8). The company exhibits exceptional growth momentum with 41.4% YoY revenue growth and a consistent track record of earnings beats over 25 quarters. While technical trends are currently bearish and a large insider sale of $50M creates short-term headwinds, the fundamental valuation and growth metrics suggest significant upside. The low Price-to-Book ratio of 1.10 further reinforces the attractive entry point.