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BRK-A vs HCI

BRK-A
Berkshire Hathaway Inc.
BEARISH
Price
$718921.00
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
65%
HCI
HCI Group, Inc.
BULLISH
Price
$155.31
Market Cap
$2.02B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BRK-A
15.45
HCI
6.84
Forward P/E
BRK-A
22.3
HCI
8.74
P/B Ratio
BRK-A
1.44
HCI
1.94
P/S Ratio
BRK-A
2.78
HCI
2.24
EV/EBITDA
BRK-A
7.21
HCI
2.12

Profitability

Gross Margin
BRK-A
26.15%
HCI
59.57%
Operating Margin
BRK-A
32.96%
HCI
-397.98%
Profit Margin
BRK-A
18.03%
HCI
33.19%
ROE
BRK-A
9.81%
HCI
40.46%
ROA
BRK-A
5.11%
HCI
11.52%

Growth

Revenue Growth
BRK-A
-0.7%
HCI
52.1%
Earnings Growth
BRK-A
-2.5%
HCI
--

Financial Health

Debt/Equity
BRK-A
0.19
HCI
0.06
Current Ratio
BRK-A
7.07
HCI
1.2
Quick Ratio
BRK-A
6.62
HCI
0.94

Dividends

Dividend Yield
BRK-A
--
HCI
1.03%
Payout Ratio
BRK-A
0.0%
HCI
7.04%

AI Verdict

BRK-A BEARISH

BRK-A shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)
HCI BULLISH

HCI presents a compelling value opportunity, trading below both its Intrinsic Value ($159.04) and Graham Number ($202.39). While the Piotroski F-Score of 4/9 indicates stable but not strong financial health, this is offset by an exceptional ROE of 40.46% and a very low Debt/Equity ratio of 0.06. The company is significantly undervalued relative to its sector, with a P/E of 6.84 compared to a sector average of 37.44. Despite a bearish technical trend, the combination of 52.1% revenue growth and consistent earnings beats suggests strong fundamental momentum.

Strengths
Deep value valuation with a P/E of 6.84 and PEG of 0.97
Exceptional capital efficiency with ROE at 40.46%
Strong top-line growth with 52.1% YoY revenue increase
Risks
Severe bearish technical trend (0/100 score)
Extreme discrepancy in operating margin (-397.98%) vs profit margin (33.19%)
Exposure to catastrophic insurance events and regulatory changes

Compare Another Pair

BRK-A vs HCI: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-A) and HCI Group, Inc. (HCI) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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