HCI
BULLISHAt a glance
Key valuation, profitability, growth, and risk metrics.
AI Analysis
AI-powered fundamental assessment
Key Strengths
Key Risks
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Ref P/E 6.84, PEG 0.97, Graham Number $202.39
- Trading below Graham Number
- P/E significantly lower than sector average
- PEG ratio under 1.0
Ref Growth rates and Analyst Target
- 52.1% YoY Revenue Growth
- Explosive Q/Q Earnings Growth
- Strong analyst target price of $245
Ref Historical price changes and Earnings track record
- 137% 5-year growth
- Consistent earnings surprises
- Recent 6-month price correction
Ref Piotroski F-Score 4/9, Debt/Equity 0.06
- Very low Debt/Equity
- Strong ROA
- Piotroski F-Score is only 4/9 (Stable)
Ref Yield 1.03%, Payout 7.04%
- Very low payout ratio (7.04%) suggests high sustainability
- Low dividend yield (1.03%)
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for HCI and closest competitors.
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
HCI
HCI Group, Inc.
Primary
|
+137.0% | +221.7% | +9.3% | -23.5% | +3.2% | +0.5% |
|
PWP
Perella Weinberg Partners
Peer
|
+117.7% | +158.2% | +38.4% | +13.0% | +27.4% | +5.5% |
|
AAMI
Acadian Asset Management Inc.
Peer
|
+169.4% | +146.4% | +115.3% | +38.3% | +14.0% | +1.4% |
|
BWIN
The Baldwin Insurance Group, Inc.
Peer
|
-27.1% | -17.1% | -47.8% | -25.7% | +7.5% | -2.0% |
|
SYBT
Stock Yards Bancorp, Inc.
Peer
|
+51.8% | +57.5% | -6.5% | +4.8% | +9.5% | -2.9% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Valuation Metrics
Key valuation ratios and pricing indicators
Profitability
Profit margins and return metrics
Growth
Revenue and earnings growth rates
Financial Health
Balance sheet strength and liquidity metrics
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Quarterly Earnings History
EPS performance vs analyst estimates
Financial Services Sector Comparison
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
HCI
HCI Group, Inc.
|
BULLISH | $2.02B | 6.84 | 40.5% | 33.2% | $155.31 | |
|
PWP
Perella Weinberg Partners
|
NEUTRAL | $2.0B | 45.87 | 19.6% | 4.7% | $21.56 | Compare |
|
AAMI
Acadian Asset Management Inc.
|
NEUTRAL | $1.98B | 23.49 | 205.6% | 15.7% | $55.19 | Compare |
|
BWIN
The Baldwin Insurance Group, Inc.
|
BEARISH | $2.08B | - | -5.2% | -2.2% | $21.51 | Compare |
|
SYBT
Stock Yards Bancorp, Inc.
|
NEUTRAL | $2.08B | 14.5 | 14.2% | 35.9% | $70.49 | Compare |
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-02-23 | PATEL PARESH | Chief Executive Officer | Option Exercise | 20,000 | $800,000 |
| 2025-12-19 | SARAVANOS ANTHONY | Officer and Director | Stock Award | 621 | - |
| 2025-12-19 | HARMSWORTH JAMES MARK | Chief Financial Officer | Stock Award | 1,251 | - |
| 2025-12-19 | COLEMAN KARIN SUE | Chief Operating Officer | Stock Award | 1,251 | - |
| 2025-12-19 | GRAHAM ANDREW L | General Counsel | Stock Award | 1,251 | - |
SEC Filings
Recent regulatory filings from the SEC EDGAR database
HCI Group, Inc. significantly strengthened its liquidity position, with cash and cash equivalents increasing to $987.9 million as of September 30, 2025, compared to $532.5 million at year-end 2024. Total investments decreased to $755.2 million, driven by a reduction in fixed-maturity securities despite growth in real estate holdings. While specific risk descriptions were not provided in the excerpt, the filing includes sections addressing unregistered equity sales and defaults upon senior securities.
As of June 30, 2025, HCI Group, Inc. significantly increased its liquidity, with cash and cash equivalents rising to $947.2 million from $532.5 million at year-end 2024. Total investments decreased to $756.2 million, primarily driven by a reduction in fixed-maturity securities. Specific risk factors were not detailed in the provided excerpts.
Wall Street Analysts
Professional analyst ratings and price targets
Past News Coverage
Recent headlines mentioning HCI from our newsroom.