SYBT
NEUTRAL
$72.15
Live
Stock Yards Bancorp, Inc. · NASDAQ
Target $74.4
(+3.1%)
$61.51
52W Range
$83.83
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 21, 2026
Market cap
$2.13B
P/E
15.19
ROE
13.9%
Profit margin
35.9%
Debt/Equity
N/A
Dividend yield
1.77%
AI Analysis
AI-powered fundamental assessment
Confidence
85%
SYBT presents a stable fundamental profile with a Piotroski F-Score of 4/9, indicating a health status of 'Stable'. While the stock trades at a premium to its Graham Number ($62.45), it remains significantly undervalued relative to its growth-based intrinsic value of $140.12. The company demonstrates exceptional earnings consistency with a long track record of beats, yet this is countered by a critically bearish technical trend (0/100) and a 'Hold' analyst consensus. Overall, the stock is a fundamental value play currently lacking market momentum.
Key Strengths
Exceptional earnings track record with consistent beats over 25 quarters
Strong profitability metrics with an ROE of 13.90% and ROA of 1.52%
Healthy double-digit growth in both revenue (13.10%) and earnings (15.90%)
Conservative dividend payout ratio (26.53%) providing significant room for growth
Reasonable valuation with a Forward P/E of 13.19 and PEG of 1.33
Key Risks
Severe bearish technical trend (0/100) suggesting strong selling pressure
Average Piotroski F-Score (4/9) suggests room for improvement in operational efficiency
Low dividend yield (1.77%) may not attract income-focused regional bank investors
Neutral insider sentiment with zero buy/sell activity in the last 6 months
Exposure to regional banking sector volatility and interest rate sensitivity
AI Fair Value Estimate
Based on comprehensive analysis
$82.5
+14.3% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
67
Strong
75
80
70
50
60
AI Verdict
Fundamental Value / Technical Bear
Key drivers: Consistent EPS growth, Strong ROE, Bearish price momentum, Undervalued vs Intrinsic Value
Confidence
90%
Value
75/100
P/E 15.19, PEG 1.33, Graham $62.45
Positives
- P/E is low relative to sector
- Trades well below intrinsic value
Watchpoints
- Trades above Graham Number
Future
80/100
Revenue Growth 13.10%, Earnings Growth 15.90%
Positives
- Consistent YoY earnings growth of 15.9%
- Strong quarterly surprise history
Watchpoints
- Slowing Q/Q EPS growth (+0.8%)
Past
70/100
5Y Change +57.3%, 3Y Change +53.3%
Positives
- Positive 5Y change of 57.3%
- Reliable earnings progression
Watchpoints
- Recent 1Y return is modest (+7.9%)
Health
50/100
Piotroski F-Score 4/9
Positives
- Stable Piotroski score
Watchpoints
- Piotroski F-Score is only 4/9
- Altman Z-Score not applicable for banking
Dividend
60/100
Yield 1.77%, Payout 26.53%
Positives
- Very low payout ratio (26.53%)
Watchpoints
- Low yield (1.77%)
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$72.15
Analyst Target
$74.4
Upside/Downside
+3.1%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for SYBT and closest competitors.
Updated 2026-04-20
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
SYBT
Stock Yards Bancorp, Inc.
Primary
|
+57.3% | +53.3% | +7.9% | +6.9% | +14.9% | +0.3% |
|
BUR
Burford Capital Limited
Peer
|
+18.9% | +8.0% | -30.4% | -29.2% | +8.3% | +0.3% |
|
BANR
Banner Corporation
Peer
|
+44.9% | +8.0% | -9.8% | -4.0% | -5.8% | -5.3% |
|
MAAS
Maase Inc.
Peer
|
-97.5% | -98.2% | +52.9% | +100.3% | +10.7% | +3.6% |
|
PAX
Patria Investments Limited
Peer
|
+11.0% | +1.3% | +38.5% | -6.7% | +15.2% | +5.2% |
SYB
Stock Yards Bancorp, Inc.
Primary
5Y
+57.3%
3Y
+53.3%
1Y
+7.9%
6M
+6.9%
1M
+14.9%
1W
+0.3%
BUR
Burford Capital Limited
Peer
5Y
+18.9%
3Y
+8.0%
1Y
-30.4%
6M
-29.2%
1M
+8.3%
1W
+0.3%
BAN
Banner Corporation
Peer
5Y
+44.9%
3Y
+8.0%
1Y
-9.8%
6M
-4.0%
1M
-5.8%
1W
-5.3%
MAA
Maase Inc.
Peer
5Y
-97.5%
3Y
-98.2%
1Y
+52.9%
6M
+100.3%
1M
+10.7%
1W
+3.6%
PAX
Patria Investments Limited
Peer
5Y
+11.0%
3Y
+1.3%
1Y
+38.5%
6M
-6.7%
1M
+15.2%
1W
+5.2%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
15.19
Forward P/E
13.2
PEG Ratio
1.33
P/B Ratio
1.98
P/S Ratio
5.45
EV/Revenue
4.4
EV/EBITDA
N/A
Market Cap
$2.13B
Profitability
Profit margins and return metrics
Profit Margin
35.88%
Operating Margin
48.63%
Gross Margin
N/A
ROE
13.9%
ROA
1.52%
Growth
Revenue and earnings growth rates
Revenue Growth
+13.1%
Earnings Growth
+15.9%
Q/Q Revenue Growth
+11.78%
Q/Q Earnings Growth
+15.5%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$30.22
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$0.1B
Net Margin
35.7%
Total Assets
$9.5B
Liabilities
$8.5B
Equity
$1.1B
Debt/Equity
7.87x
Operating CF
$0.1B
CapEx
$-0.0B
Free Cash Flow
$0.0B
FCF Yield
91%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-04-22
$N/A
2026-01-27
$1.24
+3.2% surprise
2025-10-29
$1.23
+6.0% surprise
2025-07-23
$1.15
+9.2% surprise
Financial Services Sector Comparison
Comparing SYBT against 567 companies in the Financial Services sector
(106 bullish, 231 neutral, 230 bearish)
P/E Ratio
15.19
This Stock
vs
42.12
Sector Avg
-63.9%
(Discount)
Return on Equity (ROE)
13.9%
This Stock
vs
-0.33%
Sector Avg
-4315.0%
(Below Avg)
Profit Margin
35.88%
This Stock
vs
48.68%
Sector Avg
-26.3%
(Weaker)
Revenue Growth
13.1%
This Stock
vs
39.49%
Sector Avg
-66.8%
(Slower)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
SYBT
Stock Yards Bancorp, Inc.
|
NEUTRAL | $2.13B | 15.19 | 13.9% | 35.9% | $72.15 | |
|
BUR
Burford Capital Limited
|
BEARISH | $2.13B | 25.0 | 4.2% | 18.7% | $9.75 | Compare |
|
BANR
Banner Corporation
|
NEUTRAL | $2.1B | 11.73 | 10.5% | 30.2% | $61.46 | Compare |
|
MAAS
Maase Inc.
|
BEARISH | $2.17B | - | -0.2% | -51.0% | $6.11 | Compare |
|
PAX
Patria Investments Limited
|
NEUTRAL | $2.09B | 19.26 | 16.0% | 22.4% | $13.1 | Compare |
SYBT
Stock Yards Bancorp, Inc.
NEUTRAL
Mkt Cap
$2.1B
P/E
15.2
ROE
13.9%
Price
$72.15
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-23 | PRIEBE STEPHEN M | Director | Stock Award | 164 | $10,571 |
| 2026-03-23 | CROCE MICHAEL J | Officer | Stock Award | 770 | $49,634 |
| 2026-03-23 | HARDY DAVID L. | Director | Stock Award | 62 | $3,997 |
| 2026-03-23 | SCHUTTE JOHN L. | Director | Stock Award | 74 | $4,770 |
| 2026-03-23 | BICKEL PAUL J. III | Director | Stock Award | 62 | $3,997 |
| 2026-03-23 | REHM MICHAEL V. | Officer | Stock Award | 1,056 | $68,070 |
| 2026-03-23 | STINNETT THOMAS C | Officer | Stock Award | 1,525 | $98,302 |
| 2026-03-23 | HILLEBRAND JAMES A | Chief Executive Officer | Stock Award | 3,637 | $234,441 |
| 2026-03-23 | SAUNIER EDWIN S. | Director | Stock Award | 55 | $3,545 |
| 2026-03-23 | DISHMAN WILLIAM M. III | Officer | Stock Award | 807 | $52,019 |
| 2026-03-23 | POINDEXTER PHILIP S | President | Stock Award | 1,932 | $124,537 |
| 2026-02-25 | PRIEBE STEPHEN M | Director | Stock Award | 108 | $7,212 |
| 2026-02-25 | HARDY DAVID L. | Director | Stock Award | 102 | $6,812 |
| 2026-02-25 | SCHUTTE JOHN L. | Director | Stock Award | 60 | $4,007 |
| 2026-02-25 | BICKEL PAUL J. III | Director | Stock Award | 98 | $6,544 |
PRIEBE STEPHEN M
Director
2026-03-23
164 shares
·
$10,571
CROCE MICHAEL J
Officer
2026-03-23
770 shares
·
$49,634
HARDY DAVID L.
Director
2026-03-23
62 shares
·
$3,997
SCHUTTE JOHN L.
Director
2026-03-23
74 shares
·
$4,770
BICKEL PAUL J. III
Director
2026-03-23
62 shares
·
$3,997
REHM MICHAEL V.
Officer
2026-03-23
1,056 shares
·
$68,070
STINNETT THOMAS C
Officer
2026-03-23
1,525 shares
·
$98,302
HILLEBRAND JAMES A
Chief Executive Officer
2026-03-23
3,637 shares
·
$234,441
SAUNIER EDWIN S.
Director
2026-03-23
55 shares
·
$3,545
DISHMAN WILLIAM M. III
Officer
2026-03-23
807 shares
·
$52,019
POINDEXTER PHILIP S
President
2026-03-23
1,932 shares
·
$124,537
PRIEBE STEPHEN M
Director
2026-02-25
108 shares
·
$7,212
HARDY DAVID L.
Director
2026-02-25
102 shares
·
$6,812
SCHUTTE JOHN L.
Director
2026-02-25
60 shares
·
$4,007
BICKEL PAUL J. III
Director
2026-02-25
98 shares
·
$6,544
Insider transactions can signal confidence or concerns about company prospects
SEC Filings
Recent regulatory filings from the SEC EDGAR database
DEF 14A
10-K
8-K
8-K
10-Q
8-K
10-Q
Data sourced from SEC EDGAR. AI summaries generated automatically.
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
HOLD
5 analysts
Keefe, Bruyette & Woods
2026-04-09
Market Perform
Market Perform
Hovde Group
2026-03-06
Market Perform
Outperform
Piper Sandler
2026-01-30
Neutral
Neutral
Past News Coverage
Recent headlines mentioning SYBT from our newsroom.
Newest → oldest
No matching news yet.