PAX

NEUTRAL

$13.1 Live

Patria Investments Limited · NASDAQ

Target $16.64 (+27.0%)

$9.62 52W Range $17.8

PAX Patria Investments Limited - Fundamental Analysis

NEUTRAL

Console Chart News

PAX Stock | Fundamental Analysis & Investment Insights

NASDAQ • Financial Services • Asset Management

Current Price Live

$13.1

Analyst Target

$16.64

+27.0% Upside

52W High

$17.8

52W Low

$9.62

Overview AI Snowflake Price Valuation Profitability Growth Health Statements Peers Insiders SEC Filings

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 17, 2026

Market cap

$2.09B

P/E

19.26

ROE

16.0%

Profit margin

22.4%

Debt/Equity

0.27

Dividend yield

4.58%

AI Analysis

AI-powered fundamental assessment

Confidence

75%

PAX presents a dichotomy between poor deterministic value metrics and strong forward-looking analyst sentiment. With a Piotroski F-Score of 5/9, the company's financial health is stable, but it trades at a significant premium to its Graham Number ($7.74) and Intrinsic Value ($4.76). While YoY revenue and earnings growth are sharply negative, the attractive forward P/E of 7.64 and positive Q/Q revenue growth suggest a potential turnaround. The high dividend payout ratio remains a primary concern for long-term sustainability.

Key Strengths

Strong operating margins (36.06%) and gross margins (55.72%)

Low leverage with a Debt/Equity ratio of 0.27

Attractive Forward P/E (7.64) suggesting expected earnings recovery

Positive Q/Q revenue growth (10.77%) indicating a potential trend reversal

Strong analyst consensus with a target price of $16.64

Key Risks

Significant negative YoY earnings growth (-37.60%)

Unsustainable dividend payout ratio (88.80%)

Trading at a steep premium to both Graham and Intrinsic value estimates

Weak liquidity indicated by a Quick Ratio of 0.54

High volatility in quarterly earnings surprises

AI Fair Value Estimate

Based on comprehensive analysis

$10.25

-21.8% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall

Moderate

Value

Future

Past

Health

Dividend

AI Verdict

Speculative Recovery

Key drivers: Forward P/E compression, Q/Q growth recovery, Valuation gap vs Intrinsic Value

Confidence

80%

Value

30/100

Ref P/E, PEG, Graham Number

Positives

Low Forward P/E

Watchpoints

Price ($13.10) is far above Graham Number ($7.74)
Price is nearly 3x the growth-based Intrinsic Value ($4.76)

Future

55/100

Ref Growth rates

Positives

Positive Q/Q revenue growth
Bullish analyst target prices

Watchpoints

Severe YoY earnings contraction

Past

60/100

Ref Historical trends

Positives

Strong 1Y price performance (+38.5%)
Consistent profitability

Watchpoints

Inconsistent earnings beat record

Health

65/100

Ref Altman Z-Score, Piotroski F-Score

Positives

Low Debt/Equity ratio
Stable Piotroski F-Score (5/9)

Watchpoints

Low Quick Ratio (0.54)

Dividend

40/100

Ref Yield, Payout

Positives

Respectable yield of 4.58%

Watchpoints

Dangerously high payout ratio (88.80%)

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price

$13.1

Analyst Target

$16.64

Upside/Downside

+27.0%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for PAX and closest competitors.

Updated 2026-04-16

Company	5Y	3Y	1Y	6M	1M	1W
PAX Patria Investments Limited Primary	+11.0%	+1.3%	+38.5%	-6.7%	+15.2%	+5.2%
SKWD Skyward Specialty Insurance Group, Inc. Peer	+145.2%	+118.0%	-14.5%	+1.2%	+9.3%	+2.8%
BANR Banner Corporation Peer	+44.9%	+8.0%	-9.8%	-4.0%	-5.8%	-5.3%
BWIN The Baldwin Insurance Group, Inc. Peer	-27.1%	-17.1%	-47.8%	-25.7%	+7.5%	-2.0%
SYBT Stock Yards Bancorp, Inc. Peer	+57.3%	+53.3%	+7.9%	+6.9%	+14.9%	+0.3%

PAX

Patria Investments Limited

Primary

+11.0%

+1.3%

+38.5%

-6.7%

+15.2%

+5.2%

SKW

Skyward Specialty Insurance Group, Inc.

Peer

+145.2%

+118.0%

-14.5%

+1.2%

+9.3%

+2.8%

BAN

Banner Corporation

Peer

+44.9%

+8.0%

-9.8%

-4.0%

-5.8%

-5.3%

BWI

The Baldwin Insurance Group, Inc.

Peer

-27.1%

-17.1%

-47.8%

-25.7%

+7.5%

-2.0%

SYB

Stock Yards Bancorp, Inc.

Peer

+57.3%

+53.3%

+7.9%

+6.9%

+14.9%

+0.3%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

19.26

7.64

N/A

3.35

5.47

5.7

12.87

$2.09B

Profitability

Profit margins and return metrics

Profit Margin 22.43%

Operating Margin 36.06%

Gross Margin 55.72%

ROE 16.02%

ROA 5.99%

Growth

Revenue and earnings growth rates

Revenue Growth -15.4%

Earnings Growth -37.6%

Q/Q Revenue Growth +10.77%

Q/Q Earnings Growth -37.6%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity

0.27

Low debt

Current Ratio

1.03

Good

Quick Ratio

0.54

Poor

Cash/Share

$0.57

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q3 2025

Revenue

$0.1B

Gross Margin

82.8%

Op. Margin

35.2%

Net Margin

26.1%

Total Assets

$1.3B

Liabilities

$0.7B

Equity

$0.6B

Debt/Equity

1.23x

Operating CF

$0.1B

CapEx

$-0.0B

Free Cash Flow

$0.1B

FCF Yield

79%

Quarterly Earnings History

EPS performance vs analyst estimates

2026-04-30

$N/A

2026-02-03

$0.5

+10.8% surprise

2025-11-04

$0.3

+16.6% surprise

2025-08-01

$0.24

-14.3% surprise

Financial Services Sector Comparison

Comparing PAX against 579 companies in the Financial Services sector (106 bullish, 239 neutral, 234 bearish)

P/E Ratio

19.26

This Stock

41.68

Sector Avg

-53.8% (Discount)

Return on Equity (ROE)

16.02%

This Stock

-0.24%

Sector Avg

-6693.3% (Below Avg)

Profit Margin

22.43%

This Stock

47.47%

Sector Avg

-52.8% (Weaker)

Debt to Equity

0.27

This Stock

1.36

Sector Avg

-79.8% (Less Debt)

Revenue Growth

-15.4%

This Stock

39.3%

Sector Avg

-139.2% (Slower)

Current Ratio

1.03

This Stock

3.65

Sector Avg

-71.9% (Weaker)

Similar Companies

Peer comparison within the same industry

Company	AI Rating	Market Cap	P/E	ROE	Profit Margin	Price
PAX Patria Investments Limited	NEUTRAL	$2.09B	19.26	16.0%	22.4%	$13.1
SKWD Skyward Specialty...	BULLISH	$2.09B	11.51	18.9%	12.0%	$46.83	Compare
BANR Banner Corporation	NEUTRAL	$2.1B	11.73	10.5%	30.2%	$61.46	Compare
BWIN The Baldwin Insurance Group, Inc.	BEARISH	$2.08B	-	-5.2%	-2.2%	$21.51	Compare
SYBT Stock Yards Bancorp, Inc.	NEUTRAL	$2.13B	15.19	13.9%	35.9%	$72.15	Compare

PAX Patria...

NEUTRAL

Mkt Cap

$2.1B

P/E

19.3

ROE

16.0%

Price

$13.1

Compare with PAX

BANR Banner Corporation

Compare with PAX

Compare with PAX

Compare with PAX

SEC Filings

Recent regulatory filings from the SEC EDGAR database

20-F

2025-05-15

PAX submitted its annual report on Form 20-F on May 15, 2025. This filing provides the company's comprehensive annual financial disclosures and detailed risk assessments for the fiscal year.

20-F

2024-04-29

PAX filed its 20-F annual report on April 29, 2024. Due to the absence of provided excerpts, specific financial highlights and risk factors cannot be detailed from the available information.

Data sourced from SEC EDGAR. AI summaries generated automatically.

Wall Street Analysts

Professional analyst ratings and price targets

Consensus

BUY

7 analysts

JP Morgan

2026-04-08

Maintains

Neutral Neutral

Goldman Sachs

2026-01-28

Maintains

Buy Buy

Past News Coverage

Recent headlines mentioning PAX from our newsroom.

Newest → oldest

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PAX

PAX Patria Investments Limited - Fundamental Analysis

At a glance

AI Analysis

Key Strengths

Key Risks

Performance Snowflake

Stock Price & Analyst Targets

Multi-Horizon Performance vs Peers

Historical Performance Trends

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Valuation Metrics

Profitability

Growth

Financial Health

Financial Statement Flow

Quarterly Earnings History

Financial Services Sector Comparison

Similar Companies

SEC Filings

Wall Street Analysts

Past News Coverage

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