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PAX vs SYBT

PAX
Patria Investments Limited
NEUTRAL
Price
$13.10
Market Cap
$2.09B
Sector
Financial Services
AI Confidence
75%
SYBT
Stock Yards Bancorp, Inc.
NEUTRAL
Price
$72.15
Market Cap
$2.13B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
PAX
19.26
SYBT
15.19
Forward P/E
PAX
7.64
SYBT
13.2
P/B Ratio
PAX
3.35
SYBT
1.98
P/S Ratio
PAX
5.47
SYBT
5.45
EV/EBITDA
PAX
12.87
SYBT
--

Profitability

Gross Margin
PAX
55.72%
SYBT
0.0%
Operating Margin
PAX
36.06%
SYBT
48.63%
Profit Margin
PAX
22.43%
SYBT
35.88%
ROE
PAX
16.02%
SYBT
13.9%
ROA
PAX
5.99%
SYBT
1.52%

Growth

Revenue Growth
PAX
-15.4%
SYBT
13.1%
Earnings Growth
PAX
-37.6%
SYBT
15.9%

Financial Health

Debt/Equity
PAX
0.27
SYBT
--
Current Ratio
PAX
1.03
SYBT
--
Quick Ratio
PAX
0.54
SYBT
--

Dividends

Dividend Yield
PAX
4.58%
SYBT
1.77%
Payout Ratio
PAX
88.8%
SYBT
26.53%

AI Verdict

PAX NEUTRAL

PAX presents a dichotomy between poor deterministic value metrics and strong forward-looking analyst sentiment. With a Piotroski F-Score of 5/9, the company's financial health is stable, but it trades at a significant premium to its Graham Number ($7.74) and Intrinsic Value ($4.76). While YoY revenue and earnings growth are sharply negative, the attractive forward P/E of 7.64 and positive Q/Q revenue growth suggest a potential turnaround. The high dividend payout ratio remains a primary concern for long-term sustainability.

Strengths
Strong operating margins (36.06%) and gross margins (55.72%)
Low leverage with a Debt/Equity ratio of 0.27
Attractive Forward P/E (7.64) suggesting expected earnings recovery
Risks
Significant negative YoY earnings growth (-37.60%)
Unsustainable dividend payout ratio (88.80%)
Trading at a steep premium to both Graham and Intrinsic value estimates
SYBT NEUTRAL

SYBT presents a stable fundamental profile with a Piotroski F-Score of 4/9, indicating a health status of 'Stable'. While the stock trades at a premium to its Graham Number ($62.45), it remains significantly undervalued relative to its growth-based intrinsic value of $140.12. The company demonstrates exceptional earnings consistency with a long track record of beats, yet this is countered by a critically bearish technical trend (0/100) and a 'Hold' analyst consensus. Overall, the stock is a fundamental value play currently lacking market momentum.

Strengths
Exceptional earnings track record with consistent beats over 25 quarters
Strong profitability metrics with an ROE of 13.90% and ROA of 1.52%
Healthy double-digit growth in both revenue (13.10%) and earnings (15.90%)
Risks
Severe bearish technical trend (0/100) suggesting strong selling pressure
Average Piotroski F-Score (4/9) suggests room for improvement in operational efficiency
Low dividend yield (1.77%) may not attract income-focused regional bank investors

Compare Another Pair

PAX vs SYBT: Head-to-Head Comparison

This page compares Patria Investments Limited (PAX) and Stock Yards Bancorp, Inc. (SYBT) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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