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JPM vs PAX

JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%
PAX
Patria Investments Limited
NEUTRAL
Price
$13.10
Market Cap
$2.09B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
JPM
15.68
PAX
19.26
Forward P/E
JPM
13.42
PAX
7.64
P/B Ratio
JPM
2.47
PAX
3.35
P/S Ratio
JPM
5.03
PAX
5.47
EV/EBITDA
JPM
--
PAX
12.87

Profitability

Gross Margin
JPM
0.0%
PAX
55.72%
Operating Margin
JPM
41.06%
PAX
36.06%
Profit Margin
JPM
33.91%
PAX
22.43%
ROE
JPM
16.13%
PAX
16.02%
ROA
JPM
1.35%
PAX
5.99%

Growth

Revenue Growth
JPM
2.5%
PAX
-15.4%
Earnings Growth
JPM
-3.6%
PAX
-37.6%

Financial Health

Debt/Equity
JPM
--
PAX
0.27
Current Ratio
JPM
--
PAX
1.03
Quick Ratio
JPM
--
PAX
0.54

Dividends

Dividend Yield
JPM
1.91%
PAX
4.58%
Payout Ratio
JPM
28.97%
PAX
88.8%

AI Verdict

JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)
PAX NEUTRAL

PAX presents a dichotomy between poor deterministic value metrics and strong forward-looking analyst sentiment. With a Piotroski F-Score of 5/9, the company's financial health is stable, but it trades at a significant premium to its Graham Number ($7.74) and Intrinsic Value ($4.76). While YoY revenue and earnings growth are sharply negative, the attractive forward P/E of 7.64 and positive Q/Q revenue growth suggest a potential turnaround. The high dividend payout ratio remains a primary concern for long-term sustainability.

Strengths
Strong operating margins (36.06%) and gross margins (55.72%)
Low leverage with a Debt/Equity ratio of 0.27
Attractive Forward P/E (7.64) suggesting expected earnings recovery
Risks
Significant negative YoY earnings growth (-37.60%)
Unsustainable dividend payout ratio (88.80%)
Trading at a steep premium to both Graham and Intrinsic value estimates

Compare Another Pair

JPM vs PAX: Head-to-Head Comparison

This page compares JPMorgan Chase & Co. (JPM) and Patria Investments Limited (PAX) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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