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BRK-A vs HNVR

BRK-A
Berkshire Hathaway Inc.
BEARISH
Price
$718921.00
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
65%
HNVR
Hanover Bancorp, Inc.
BEARISH
Price
$22.47
Market Cap
$161.6M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BRK-A
15.45
HNVR
22.47
Forward P/E
BRK-A
22.3
HNVR
7.95
P/B Ratio
BRK-A
1.44
HNVR
0.82
P/S Ratio
BRK-A
2.78
HNVR
2.57
EV/EBITDA
BRK-A
7.21
HNVR
--

Profitability

Gross Margin
BRK-A
26.15%
HNVR
0.0%
Operating Margin
BRK-A
32.96%
HNVR
29.36%
Profit Margin
BRK-A
18.03%
HNVR
11.9%
ROE
BRK-A
9.81%
HNVR
3.77%
ROA
BRK-A
5.11%
HNVR
0.32%

Growth

Revenue Growth
BRK-A
-0.7%
HNVR
-29.0%
Earnings Growth
BRK-A
-2.5%
HNVR
--

Financial Health

Debt/Equity
BRK-A
0.19
HNVR
--
Current Ratio
BRK-A
7.07
HNVR
--
Quick Ratio
BRK-A
6.62
HNVR
--

Dividends

Dividend Yield
BRK-A
--
HNVR
1.78%
Payout Ratio
BRK-A
0.0%
HNVR
40.0%

AI Verdict

BRK-A BEARISH

BRK-A shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)
HNVR BEARISH

HNVR presents a contradictory profile where a stable Piotroski F-Score (4/9) and a discount to the Graham Number ($24.81) are overshadowed by severe fundamental deterioration. The company is experiencing a collapse in growth, evidenced by a -29% YoY revenue decline and a catastrophic -99.20% Q/Q earnings drop. While the stock trades below book value (P/B 0.82), the growth-based intrinsic value of $7.0 suggests the current price is heavily inflated relative to its earning power. Combined with bearish insider sentiment and a 0/4 earnings beat record over the last year, the valuation appears unsupported by operational performance.

Strengths
Trading below book value (P/B 0.82)
Current price is below the Graham Number ($24.81)
Sustainable dividend payout ratio (40%)
Risks
Severe revenue contraction (-29% YoY)
Extreme Q/Q earnings volatility (-99.20% growth)
Very low Return on Equity (3.77%) and Return on Assets (0.32%)

Compare Another Pair

BRK-A vs HNVR: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-A) and Hanover Bancorp, Inc. (HNVR) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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