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BRK-A vs LOB

BRK-A
Berkshire Hathaway Inc.
BEARISH
Price
$718921.00
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
65%
LOB
Live Oak Bancshares, Inc.
NEUTRAL
Price
$37.82
Market Cap
$1.75B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BRK-A
15.45
LOB
14.44
Forward P/E
BRK-A
22.3
LOB
9.11
P/B Ratio
BRK-A
1.44
LOB
1.51
P/S Ratio
BRK-A
2.78
LOB
3.41
EV/EBITDA
BRK-A
7.21
LOB
--

Profitability

Gross Margin
BRK-A
26.15%
LOB
0.0%
Operating Margin
BRK-A
32.96%
LOB
35.48%
Profit Margin
BRK-A
18.03%
LOB
24.64%
ROE
BRK-A
9.81%
LOB
10.89%
ROA
BRK-A
5.11%
LOB
0.87%

Growth

Revenue Growth
BRK-A
-0.7%
LOB
29.1%
Earnings Growth
BRK-A
-2.5%
LOB
185.7%

Financial Health

Debt/Equity
BRK-A
0.19
LOB
--
Current Ratio
BRK-A
7.07
LOB
--
Quick Ratio
BRK-A
6.62
LOB
--

Dividends

Dividend Yield
BRK-A
--
LOB
0.32%
Payout Ratio
BRK-A
0.0%
LOB
4.58%

AI Verdict

BRK-A BEARISH

BRK-A shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)
LOB NEUTRAL

LOB presents a stark contradiction between valuation and fundamental health. While the stock is priced attractively near its Graham Number ($38.44) and shows explosive YoY earnings growth (185.7%), the Piotroski F-Score of 2/9 indicates severe weakness in financial health. This fundamental fragility is compounded by bearish insider activity, specifically significant sales by the CEO and CFO. Despite analyst 'buy' recommendations and a high growth-based intrinsic value, the poor health score and insider sentiment suggest significant underlying risk.

Strengths
Strong valuation with a low Forward P/E of 9.11
Explosive YoY earnings growth of 185.70%
Robust revenue growth of 29.10% YoY
Risks
Critical financial health weakness indicated by a Piotroski F-Score of 2/9
Bearish insider sentiment with heavy selling by the CEO and CFO
Poor earnings consistency, beating estimates in only 1 of the last 4 quarters

Compare Another Pair

BRK-A vs LOB: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-A) and Live Oak Bancshares, Inc. (LOB) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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