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BRK-A vs LPRO

BRK-A
Berkshire Hathaway Inc.
BEARISH
Price
$718921.00
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
65%
LPRO
Open Lending Corporation
NEUTRAL
Price
$1.54
Market Cap
$182.0M
Sector
Financial Services
AI Confidence
70%

Valuation

P/E Ratio
BRK-A
15.45
LPRO
--
Forward P/E
BRK-A
22.3
LPRO
8.56
P/B Ratio
BRK-A
1.44
LPRO
2.42
P/S Ratio
BRK-A
2.78
LPRO
1.95
EV/EBITDA
BRK-A
7.21
LPRO
14.7

Profitability

Gross Margin
BRK-A
26.15%
LPRO
76.88%
Operating Margin
BRK-A
32.96%
LPRO
3.91%
Profit Margin
BRK-A
18.03%
LPRO
-4.54%
ROE
BRK-A
9.81%
LPRO
-5.54%
ROA
BRK-A
5.11%
LPRO
1.41%

Growth

Revenue Growth
BRK-A
-0.7%
LPRO
--
Earnings Growth
BRK-A
-2.5%
LPRO
--

Financial Health

Debt/Equity
BRK-A
0.19
LPRO
1.17
Current Ratio
BRK-A
7.07
LPRO
4.52
Quick Ratio
BRK-A
6.62
LPRO
4.17

Dividends

Dividend Yield
BRK-A
--
LPRO
--
Payout Ratio
BRK-A
0.0%
LPRO
0.0%

AI Verdict

BRK-A BEARISH

BRK-A shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)
LPRO NEUTRAL

LPRO presents a complex profile with a Piotroski F-Score of 4/9, indicating stable but mediocre financial health. While the company maintains strong liquidity (Current Ratio 4.52) and high gross margins (76.88%), it is plagued by negative net profit margins and a catastrophic 5-year price decline of 96%. The low Forward P/E of 8.56 and bullish analyst targets suggest a potential recovery play, but extreme earnings volatility and negative ROE temper the outlook.

Strengths
Strong liquidity position with a Current Ratio of 4.52
High Gross Margin of 76.88% indicating strong core product value
Attractive Forward P/E of 8.56 relative to sector averages
Risks
Negative Profit Margin (-4.54%) and negative ROE (-5.54%)
Extreme earnings volatility, including a massive miss in March 2025
Severe long-term value destruction (-96% over 5 years)

Compare Another Pair

BRK-A vs LPRO: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-A) and Open Lending Corporation (LPRO) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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