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BRK-A vs QFIN

BRK-A
Berkshire Hathaway Inc.
BEARISH
Price
$718921.00
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
65%
QFIN
Qfin Holdings, Inc.
BULLISH
Price
$14.13
Market Cap
$1.86B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
BRK-A
15.45
QFIN
2.19
Forward P/E
BRK-A
22.3
QFIN
2.78
P/B Ratio
BRK-A
1.44
QFIN
0.49
P/S Ratio
BRK-A
2.78
QFIN
0.1
EV/EBITDA
BRK-A
7.21
QFIN
0.04

Profitability

Gross Margin
BRK-A
26.15%
QFIN
61.41%
Operating Margin
BRK-A
32.96%
QFIN
29.45%
Profit Margin
BRK-A
18.03%
QFIN
31.19%
ROE
BRK-A
9.81%
QFIN
24.69%
ROA
BRK-A
5.11%
QFIN
9.93%

Growth

Revenue Growth
BRK-A
-0.7%
QFIN
-8.7%
Earnings Growth
BRK-A
-2.5%
QFIN
-40.9%

Financial Health

Debt/Equity
BRK-A
0.19
QFIN
0.18
Current Ratio
BRK-A
7.07
QFIN
2.43
Quick Ratio
BRK-A
6.62
QFIN
0.42

Dividends

Dividend Yield
BRK-A
--
QFIN
10.89%
Payout Ratio
BRK-A
0.0%
QFIN
23.85%

AI Verdict

BRK-A BEARISH

BRK-A shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)
QFIN BULLISH

QFIN presents a classic deep-value opportunity, characterized by a stable Piotroski F-Score of 4/9 and a massive valuation disconnect, trading at $14.13 against a Graham Number of $64.94. While the company is facing severe earnings contraction (-40.9% YoY) and a completely bearish technical trend (0/100), its fundamental profitability remains robust with an ROE of 24.69% and a very low P/E of 2.19. The high dividend yield of 10.89% is well-supported by a low payout ratio of 23.85%, providing a significant safety buffer. The bullish assessment is based on the extreme margin of safety provided by the Price-to-Book ratio of 0.49.

Strengths
Extreme valuation discount (P/E 2.19, P/B 0.49)
High and sustainable dividend yield (10.89% with 23.85% payout)
Strong profitability metrics (ROE 24.69%, Profit Margin 31.19%)
Risks
Severe YoY earnings decline (-40.90%)
Strongly bearish technical momentum (1Y change -58.1%)
Poor recent earnings track record (only 1 of last 4 quarters beat estimates)

Compare Another Pair

BRK-A vs QFIN: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-A) and Qfin Holdings, Inc. (QFIN) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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