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BRK-B vs BWIN

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
BWIN
The Baldwin Insurance Group, Inc.
BEARISH
Price
$21.51
Market Cap
$2.08B
Sector
Financial Services
AI Confidence
60%

Valuation

P/E Ratio
BRK-B
15.46
BWIN
--
Forward P/E
BRK-B
22.06
BWIN
8.46
P/B Ratio
BRK-B
0.0
BWIN
2.57
P/S Ratio
BRK-B
2.79
BWIN
1.38
EV/EBITDA
BRK-B
-2.12
BWIN
19.9

Profitability

Gross Margin
BRK-B
26.15%
BWIN
30.2%
Operating Margin
BRK-B
32.96%
BWIN
-2.57%
Profit Margin
BRK-B
18.03%
BWIN
-2.25%
ROE
BRK-B
9.81%
BWIN
-5.17%
ROA
BRK-B
5.11%
BWIN
1.46%

Growth

Revenue Growth
BRK-B
-0.7%
BWIN
5.3%
Earnings Growth
BRK-B
-2.5%
BWIN
--

Financial Health

Debt/Equity
BRK-B
0.19
BWIN
1.62
Current Ratio
BRK-B
7.07
BWIN
1.16
Quick Ratio
BRK-B
6.62
BWIN
0.93

Dividends

Dividend Yield
BRK-B
--
BWIN
--
Payout Ratio
BRK-B
0.0%
BWIN
0.0%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
BWIN BEARISH

BWIN shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 1/9). Concerns include weak profitability or high valuation.

Strengths
Company has established market presence
Risks
Low profit margin of -2.2%
Weak financial trend (Piotroski F-Score: 1/9)
Weak ROE of -5.2%

Compare Another Pair

BRK-B vs BWIN: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and The Baldwin Insurance Group, Inc. (BWIN) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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