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BRK-B vs C

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
C
Citigroup Inc.
NEUTRAL
Price
$126.28
Market Cap
$220.9B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BRK-B
15.46
C
18.04
Forward P/E
BRK-B
22.06
C
10.3
P/B Ratio
BRK-B
0.0
C
1.15
P/S Ratio
BRK-B
2.79
C
2.92
EV/EBITDA
BRK-B
-2.12
C
--

Profitability

Gross Margin
BRK-B
26.15%
C
0.0%
Operating Margin
BRK-B
32.96%
C
25.66%
Profit Margin
BRK-B
18.03%
C
18.89%
ROE
BRK-B
9.81%
C
6.83%
ROA
BRK-B
5.11%
C
0.58%

Growth

Revenue Growth
BRK-B
-0.7%
C
4.4%
Earnings Growth
BRK-B
-2.5%
C
-10.8%

Financial Health

Debt/Equity
BRK-B
0.19
C
--
Current Ratio
BRK-B
7.07
C
--
Quick Ratio
BRK-B
6.62
C
--

Dividends

Dividend Yield
BRK-B
--
C
1.9%
Payout Ratio
BRK-B
0.0%
C
33.19%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
C NEUTRAL

Citigroup presents a stark contradiction between market momentum and fundamental health. While the current price of $126.28 is well-supported by the Graham Number ($131.63), the Piotroski F-Score of 2/9 indicates severe fundamental weakness and deteriorating financial health. Despite a massive 1-year price surge of 104.9%, the company is facing negative earnings growth (-10.8% YoY) and bearish insider sentiment, including sales by the CFO. The stock is currently trading at a significant premium to its growth-based intrinsic value ($49.0), suggesting the market is pricing in a recovery that is not yet reflected in the data.

Strengths
Current price is trading near the Graham Number ($131.63) defensive fair value
Attractive PEG ratio of 0.91 suggesting undervaluation relative to growth potential
Strong 1-year price performance (+104.9%) showing significant market momentum
Risks
Critically low Piotroski F-Score (2/9) signaling poor financial health
Negative earnings trajectory with YoY growth at -10.8% and Q/Q at -13.5%
Bearish insider activity with $15.82M in sales and zero buy transactions

Compare Another Pair

BRK-B vs C: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and Citigroup Inc. (C) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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