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BRK-B vs HTH

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
HTH
Hilltop Holdings Inc.
BEARISH
Price
$36.80
Market Cap
$2.15B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BRK-B
15.46
HTH
13.99
Forward P/E
BRK-B
22.06
HTH
15.68
P/B Ratio
BRK-B
0.0
HTH
1.01
P/S Ratio
BRK-B
2.79
HTH
1.7
EV/EBITDA
BRK-B
-2.12
HTH
--

Profitability

Gross Margin
BRK-B
26.15%
HTH
0.0%
Operating Margin
BRK-B
32.96%
HTH
16.89%
Profit Margin
BRK-B
18.03%
HTH
12.76%
ROE
BRK-B
9.81%
HTH
7.56%
ROA
BRK-B
5.11%
HTH
1.06%

Growth

Revenue Growth
BRK-B
-0.7%
HTH
-3.4%
Earnings Growth
BRK-B
-2.5%
HTH
-1.5%

Financial Health

Debt/Equity
BRK-B
0.19
HTH
--
Current Ratio
BRK-B
7.07
HTH
--
Quick Ratio
BRK-B
6.62
HTH
--

Dividends

Dividend Yield
BRK-B
--
HTH
2.07%
Payout Ratio
BRK-B
0.0%
HTH
28.14%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
HTH BEARISH

Hilltop Holdings exhibits severe fundamental weakness, highlighted by a critical Piotroski F-Score of 2/9, indicating deteriorating financial health. While the stock appears undervalued based on the Graham Number ($46.42) and a low P/E of 13.99, this is offset by negative YoY revenue (-3.40%) and earnings growth (-1.50%). The significant discrepancy between the Graham Number and the growth-based Intrinsic Value ($18.41) suggests the market is pricing in a lack of growth. Combined with bearish insider activity and a 0/100 technical trend, the outlook is negative despite consistent earnings beats.

Strengths
Low P/E ratio (13.99) relative to sector averages
Price/Book ratio of 1.01 suggests the stock is trading near its liquidation value
Strong track record of beating analyst EPS estimates (3/4 last 4 quarters)
Risks
Critical financial health deterioration (Piotroski F-Score 2/9)
Negative year-over-year revenue and earnings growth
Bearish insider sentiment with nearly $10M in recent selling

Compare Another Pair

BRK-B vs HTH: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and Hilltop Holdings Inc. (HTH) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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