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BRK-B vs PRHI

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
PRHI
Presurance Holdings, Inc.
BEARISH
Price
$0.65
Market Cap
$16.9M
Sector
Financial Services
AI Confidence
95%

Valuation

P/E Ratio
BRK-B
15.46
PRHI
--
Forward P/E
BRK-B
22.06
PRHI
--
P/B Ratio
BRK-B
0.0
PRHI
0.88
P/S Ratio
BRK-B
2.79
PRHI
0.46
EV/EBITDA
BRK-B
-2.12
PRHI
0.4

Profitability

Gross Margin
BRK-B
26.15%
PRHI
-26.59%
Operating Margin
BRK-B
32.96%
PRHI
-210.11%
Profit Margin
BRK-B
18.03%
PRHI
-49.72%
ROE
BRK-B
9.81%
PRHI
-120.94%
ROA
BRK-B
5.11%
PRHI
-5.12%

Growth

Revenue Growth
BRK-B
-0.7%
PRHI
-52.8%
Earnings Growth
BRK-B
-2.5%
PRHI
--

Financial Health

Debt/Equity
BRK-B
0.19
PRHI
2.98
Current Ratio
BRK-B
7.07
PRHI
1.27
Quick Ratio
BRK-B
6.62
PRHI
0.51

Dividends

Dividend Yield
BRK-B
--
PRHI
--
Payout Ratio
BRK-B
0.0%
PRHI
0.0%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
PRHI BEARISH

PRHI exhibits critical financial distress, highlighted by a Piotroski F-Score of 0/9, indicating a total failure across all fundamental health dimensions. The company is experiencing a severe operational collapse with YoY revenue growth plummeting by 52.80% and an operating margin of -210.11%. With a Debt/Equity ratio of 2.98 and a consistent multi-year track record of earnings misses, the company is in a precarious position. The current price of $0.65 reflects a micro-cap in a downward spiral with no clear catalyst for recovery.

Strengths
Price-to-Book ratio of 0.88 suggests the stock is trading below its accounting book value
Price-to-Sales ratio of 0.46 is nominally low
Current ratio of 1.27 provides a thin cushion of short-term liquidity
Risks
Extreme fundamental weakness indicated by 0/9 Piotroski F-Score
Catastrophic revenue decline (-52.80% YoY and -52.71% Q/Q)
Severe profitability crisis with ROE at -120.94% and Profit Margin at -49.72%

Compare Another Pair

BRK-B vs PRHI: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and Presurance Holdings, Inc. (PRHI) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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