No connection

Search Results

PRHI

BEARISH
$0.65 Live
Presurance Holdings, Inc. · NASDAQ
$0.48 52W Range $2.83

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 18, 2026
Market cap
$16.91M
P/E
N/A
ROE
-120.9%
Profit margin
-49.7%
Debt/Equity
2.98
Dividend yield
N/A

AI Analysis

AI-powered fundamental assessment

Confidence
95%
PRHI exhibits critical financial distress, highlighted by a Piotroski F-Score of 0/9, indicating a total failure across all fundamental health dimensions. The company is experiencing a severe operational collapse with YoY revenue growth plummeting by 52.80% and an operating margin of -210.11%. With a Debt/Equity ratio of 2.98 and a consistent multi-year track record of earnings misses, the company is in a precarious position. The current price of $0.65 reflects a micro-cap in a downward spiral with no clear catalyst for recovery.

Key Strengths

Price-to-Book ratio of 0.88 suggests the stock is trading below its accounting book value
Price-to-Sales ratio of 0.46 is nominally low
Current ratio of 1.27 provides a thin cushion of short-term liquidity
Recent 1-month price bounce (+9.1%) suggests short-term speculative interest
Insider sentiment is nominally positive (60/100) despite lack of recent activity

Key Risks

Extreme fundamental weakness indicated by 0/9 Piotroski F-Score
Catastrophic revenue decline (-52.80% YoY and -52.71% Q/Q)
Severe profitability crisis with ROE at -120.94% and Profit Margin at -49.72%
High leverage with a Debt/Equity ratio of 2.98, increasing insolvency risk
Chronic history of earnings misses over 25 quarters, showing a failure to meet expectations

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
7
Weak
Value
20
Future
5
Past
10
Health
0
Dividend
0
AI Verdict
Critical Failure
Key drivers: Zero Piotroski score, Revenue collapse, Negative margins, High debt
Confidence
95%
Value
20/100

Trading below book value, but book value is rapidly eroding due to massive losses.

Positives
  • P/B < 1.0
Watchpoints
  • No P/E due to losses
  • Graham Number cannot be calculated due to negative earnings
Future
5/100

Growth metrics are in freefall across all primary indicators.

Positives
No standout positives identified.
Watchpoints
  • Revenue growth -52.80%
  • Q/Q EPS growth -1400%
Past
10/100

Long-term trend is overwhelmingly bearish with no sustained period of profitability.

Positives
No standout positives identified.
Watchpoints
  • 5Y Change -82.5%
  • Consistent earnings misses over 25 quarters
Health
0/100

The 0/9 F-Score is a definitive signal of financial instability and high distress risk.

Positives
No standout positives identified.
Watchpoints
  • Piotroski F-Score 0/9
  • Debt/Equity 2.98
  • Quick Ratio 0.51
Dividend
0/100

Dividend strength is 0/100.

Positives
No standout positives identified.
Watchpoints
  • No dividend paid
  • Negative earnings preclude dividend capacity

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$0.65

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for PRHI and closest competitors.

Updated 2026-04-17
PRH
Presurance Holdings, Inc.
Primary
5Y
-82.5%
3Y
-59.7%
1Y
+7.1%
6M
-54.3%
1M
+9.1%
1W
-1.8%
BHV
BlackRock Virginia Municipal Bond Trust
Peer
5Y
-20.3%
3Y
+1.4%
1Y
+2.7%
6M
+3.0%
1M
+0.3%
1W
-1.0%
JF
J and Friends Holdings Limited
Peer
5Y
-86.8%
3Y
-23.4%
1Y
0.0%
6M
+13.1%
1M
+2.1%
1W
-5.9%
GRE
Greenidge Generation Holdings Inc.
Peer
5Y
-99.5%
3Y
-79.0%
1Y
+100.0%
6M
-40.6%
1M
-13.0%
1W
+14.3%
ICM
Investcorp Credit Management BDC, Inc.
Peer
5Y
-38.0%
3Y
-22.1%
1Y
-20.1%
6M
-37.2%
1M
-31.5%
1W
+22.0%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
N/A
Forward P/E
N/A
PEG Ratio
N/A
P/B Ratio
0.88
P/S Ratio
0.46
EV/Revenue
-0.23
EV/EBITDA
0.4
Market Cap
$16.91M

Profitability

Profit margins and return metrics

Profit Margin -49.72%
Operating Margin -210.11%
Gross Margin -26.59%
ROE -120.94%
ROA -5.12%

Growth

Revenue and earnings growth rates

Revenue Growth -52.8%
Earnings Growth N/A
Q/Q Revenue Growth -52.71%
Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
2.98
High debt
Current Ratio
1.27
Good
Quick Ratio
0.51
Poor
Cash/Share
$1.99

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue
$0.0B
Net Margin
-262.0%
Total Assets
$0.2B
Liabilities
$0.2B
Equity
$0.0B
Debt/Equity
25.69x
Operating CF
$-0.0B
Free Cash Flow
$-0.0B
FCF Yield
100%

Quarterly Earnings History

EPS performance vs analyst estimates

2023-08-09
$-0.39
2023-05-10
$0.03
+200.0% surprise
2023-03-14
$-0.1
-400.0% surprise
2022-11-09
$-0.13

Financial Services Sector Comparison

Comparing PRHI against 497 companies in the Financial Services sector (90 bullish, 207 neutral, 200 bearish)
Return on Equity (ROE)
-120.94%
This Stock
vs
0.05%
Sector Avg
-262130.9% (Below Avg)
Profit Margin
-49.72%
This Stock
vs
48.99%
Sector Avg
-201.5% (Weaker)
Debt to Equity
2.98
This Stock
vs
1.45
Sector Avg
+105.1% (Higher)
Revenue Growth
-52.8%
This Stock
vs
36.6%
Sector Avg
-244.3% (Slower)
Current Ratio
1.27
This Stock
vs
3.32
Sector Avg
-61.8% (Weaker)

Similar Companies

Peer comparison within the same industry

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

RONEY BRIAN J
Chief Executive Officer
Buy
2026-04-01
100,000 shares · $71,810
CLARKSTON VENTURES, L.L.C.
Beneficial Owner of more than 10% of a Class of Security
Option Exercise
2026-02-27
4,277,455 shares · $4,277,455
CLARKSTON COMPANIES, INC.
Beneficial Owner of more than 10% of a Class of Security
Buy
2026-02-27
9,065,360 shares · $6,517,994
Insider transactions can signal confidence or concerns about company prospects

SEC Filings

Recent regulatory filings from the SEC EDGAR database

8-K
8-K
2026-03-30

Primerica filed an 8-K on March 30, 2026, likely to report its annual financial results for the preceding fiscal year.

10-K
10-K
2026-03-27

PRHI filed its 10-K annual report on March 27, 2026. The provided excerpts do not contain specific financial highlights or detailed risk factors.

8-K
8-K
2026-03-06

Primaris Services Corp filed a current report, likely announcing its fourth quarter and full-year financial results.

8-K
8-K
2026-02-27

Primerica reported its fourth-quarter and full-year financial results for the fiscal year ending December 31, 2025.

8-K
8-K
2026-02-12

Primaris Services Corp (PRHI) likely reported its fourth-quarter and full-year financial results.

8-K
8-K
2026-02-06

Primaris Services Corp filed an 8-K on February 6, 2026, likely to report its fourth quarter and full-year financial results.

S-1/A
S-1/A
2026-02-03

PRHI filed an amended registration statement (Form S-1/A) on February 3, 2026, in connection with its proposed initial public offering.

8-K
8-K
2026-01-28

Primerica likely filed this 8-K to report its fourth-quarter and full-year financial results.

S-1
S-1
2026-01-14

PRHI filed an S-1 registration statement on January 14, 2026, indicating its intention to launch an initial public offering (IPO).

8-K
8-K
2025-12-30

Primaris Services Corp (PRHI) filed an 8-K on December 30, 2025, likely reporting year-end financial results or a dividend declaration.

8-K
8-K
2025-11-17
10-Q
10-Q
2025-11-12
8-K
8-K
2025-10-01
8-K
8-K
2025-08-18
10-Q
10-Q
2025-08-13
Data sourced from SEC EDGAR. AI summaries generated automatically.

Past News Coverage

Recent headlines mentioning PRHI from our newsroom.

Newest → oldest
TradingGPT V2 Copilot
Fundamentals • Valuation • Risk
Hi! I'm your fundamentals copilot.

Ask me to:
• Summarize the business quality
• Review valuation and multiples
• Highlight risks and red flags
• Explain growth and margin trends
Home
Terminal
AI
Markets
Profile