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BSBK vs SAMG

BSBK
Bogota Financial Corp.
NEUTRAL
Price
$8.64
Market Cap
$112.0M
Sector
Financial Services
AI Confidence
90%
SAMG
Silvercrest Asset Management Group Inc.
BEARISH
Price
$13.73
Market Cap
$111.5M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BSBK
50.82
SAMG
24.52
Forward P/E
BSBK
24.69
SAMG
12.48
P/B Ratio
BSBK
0.77
SAMG
2.13
P/S Ratio
BSBK
6.45
SAMG
0.89
EV/EBITDA
BSBK
--
SAMG
10.19

Profitability

Gross Margin
BSBK
0.0%
SAMG
33.02%
Operating Margin
BSBK
16.95%
SAMG
-2.94%
Profit Margin
BSBK
12.04%
SAMG
3.9%
ROE
BSBK
1.5%
SAMG
7.88%
ROA
BSBK
0.22%
SAMG
3.23%

Growth

Revenue Growth
BSBK
44.0%
SAMG
-0.0%
Earnings Growth
BSBK
--
SAMG
--

Financial Health

Debt/Equity
BSBK
--
SAMG
0.28
Current Ratio
BSBK
--
SAMG
1.1
Quick Ratio
BSBK
--
SAMG
1.02

Dividends

Dividend Yield
BSBK
--
SAMG
6.05%
Payout Ratio
BSBK
0.0%
SAMG
146.43%

AI Verdict

BSBK NEUTRAL

BSBK shows neutral fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Mixed signals with both opportunities and risks present.

Strengths
Strong revenue growth of 44.0%
Risks
High valuation with P/E of 50.8
Weak ROE of 1.5%
SAMG BEARISH

SAMG presents a precarious financial profile characterized by a stable but mediocre Piotroski F-Score of 4/9 and a severe valuation disconnect. The current price of $13.73 trades at a significant premium to both the Graham Number ($9.02) and the Intrinsic Value ($3.92). Most concerning is the unsustainable dividend payout ratio of 146.43%, which suggests the dividend is being funded by capital or debt rather than earnings. This, combined with stagnant revenue growth and a consistent track record of earnings misses, indicates a high risk of a price correction.

Strengths
Low Debt/Equity ratio of 0.28
P/E ratio (24.52) is significantly lower than the sector average (44.68)
Positive Return on Equity (ROE) of 7.88%
Risks
Unsustainable dividend payout ratio of 146.43%
Stagnant revenue growth (0.00% YoY)
Poor earnings track record (0/4 beats in last 4 quarters)

Compare Another Pair

BSBK vs SAMG: Head-to-Head Comparison

This page compares Bogota Financial Corp. (BSBK) and Silvercrest Asset Management Group Inc. (SAMG) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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