No connection

Search Results

BSRR vs HPS

BSRR
Sierra Bancorp
NEUTRAL
Price
$36.27
Market Cap
$474.9M
Sector
Financial Services
AI Confidence
85%
HPS
John Hancock Preferred Income Fund III
NEUTRAL
Price
$14.55
Market Cap
$468.1M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BSRR
11.66
HPS
12.44
Forward P/E
BSRR
9.55
HPS
--
P/B Ratio
BSRR
1.3
HPS
1.01
P/S Ratio
BSRR
3.18
HPS
9.13
EV/EBITDA
BSRR
--
HPS
--

Profitability

Gross Margin
BSRR
0.0%
HPS
100.0%
Operating Margin
BSRR
42.68%
HPS
88.5%
Profit Margin
BSRR
28.37%
HPS
73.63%
ROE
BSRR
11.72%
HPS
8.14%
ROA
BSRR
1.14%
HPS
3.82%

Growth

Revenue Growth
BSRR
13.2%
HPS
1.1%
Earnings Growth
BSRR
32.3%
HPS
-5.1%

Financial Health

Debt/Equity
BSRR
--
HPS
0.59
Current Ratio
BSRR
--
HPS
2.82
Quick Ratio
BSRR
--
HPS
1.48

Dividends

Dividend Yield
BSRR
2.87%
HPS
9.07%
Payout Ratio
BSRR
32.15%
HPS
112.82%

AI Verdict

BSRR NEUTRAL

BSRR presents a stark contradiction between strong growth/valuation and deteriorating fundamental health. While the stock is undervalued relative to its Graham Number ($44.13) and Intrinsic Value ($91.74), the Piotroski F-Score of 3/9 indicates weak financial health and deteriorating operational efficiency. This fundamental weakness is compounded by aggressive insider selling, including a significant divestment by the CEO, which offsets the positive earnings growth and low P/E ratio.

Strengths
Strong earnings growth (YoY +32.30%)
Attractive valuation with a P/E of 11.66, well below sector average
Sustainable dividend profile with a low payout ratio of 32.15%
Risks
Weak fundamental health as indicated by a Piotroski F-Score of 3/9
Strong bearish insider sentiment with 8 sell transactions and 0 buys
Significant CEO divestment (20,000 shares)
HPS NEUTRAL

HPS presents as a stable but stagnant income vehicle, characterized by a Piotroski F-Score of 6/9 indicating stable financial health. While the Graham Number of $19.45 suggests a defensive undervaluation, this is countered by a low growth-based intrinsic value of $8.19 and a bearish technical trend. The primary concern is a dividend payout ratio of 112.82%, which indicates the current 9.07% yield is unsustainable and being funded by capital rather than earnings. Overall, the fund is a classic yield trap with strong margins but declining earnings growth.

Strengths
Strong profit margins (73.63%) and operating margins (88.50%)
Trading near book value (P/B 1.01)
Low Debt/Equity ratio (0.59) compared to sector average (1.38)
Risks
Unsustainable dividend payout ratio (112.82%)
Negative earnings growth (-5.10% YoY and -4.80% Q/Q)
Stagnant revenue growth (1.10% YoY)

Compare Another Pair

BSRR vs HPS: Head-to-Head Comparison

This page compares Sierra Bancorp (BSRR) and John Hancock Preferred Income Fund III (HPS) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI Chat
Markets
Profile