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BSRR vs JPM

BSRR
Sierra Bancorp
NEUTRAL
Price
$34.61
Market Cap
$466.6M
Sector
Financial Services
AI Confidence
80%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$294.16
Market Cap
$793.36B
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
BSRR
11.13
JPM
14.69
Forward P/E
BSRR
9.17
JPM
12.62
P/B Ratio
BSRR
1.24
JPM
2.32
P/S Ratio
BSRR
3.13
JPM
4.72
EV/EBITDA
BSRR
--
JPM
--

Profitability

Gross Margin
BSRR
0.0%
JPM
0.0%
Operating Margin
BSRR
42.68%
JPM
41.06%
Profit Margin
BSRR
28.37%
JPM
33.91%
ROE
BSRR
11.72%
JPM
16.13%
ROA
BSRR
1.14%
JPM
1.35%

Growth

Revenue Growth
BSRR
13.2%
JPM
2.5%
Earnings Growth
BSRR
32.3%
JPM
-3.6%

Financial Health

Debt/Equity
BSRR
--
JPM
--
Current Ratio
BSRR
--
JPM
--
Quick Ratio
BSRR
--
JPM
--

Dividends

Dividend Yield
BSRR
3.02%
JPM
2.11%
Payout Ratio
BSRR
32.15%
JPM
28.97%

AI Verdict

BSRR NEUTRAL

BSRR shows neutral fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Mixed signals with both opportunities and risks present.

Strengths
Attractive valuation with P/E of 11.1
Undervalued vs Graham Number ($44.13)
Strong profitability (28.4% margin)
Risks
Weak financial trend (Piotroski F-Score: 3/9)
JPM NEUTRAL

JPM shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Key strengths include strong valuation and growth metrics. Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 14.7
Strong profitability (33.9% margin)
Strong ROE of 16.1%
Risks
Weak financial trend (Piotroski F-Score: 2/9)
Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Compare Another Pair

BSRR vs JPM: Head-to-Head Comparison

This page compares Sierra Bancorp (BSRR) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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