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BSVN vs GLAD

BSVN
Bank7 Corp.
NEUTRAL
Price
$41.64
Market Cap
$396.4M
Sector
Financial Services
AI Confidence
60%
GLAD
Gladstone Capital Corporation
BEARISH
Price
$17.44
Market Cap
$394.0M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BSVN
9.25
GLAD
11.04
Forward P/E
BSVN
9.12
GLAD
9.14
P/B Ratio
BSVN
1.57
GLAD
0.83
P/S Ratio
BSVN
4.14
GLAD
4.3
EV/EBITDA
BSVN
--
GLAD
--

Profitability

Gross Margin
BSVN
0.0%
GLAD
100.0%
Operating Margin
BSVN
59.85%
GLAD
73.11%
Profit Margin
BSVN
45.02%
GLAD
38.91%
ROE
BSVN
18.56%
GLAD
7.16%
ROA
BSVN
2.33%
GLAD
4.96%

Growth

Revenue Growth
BSVN
-0.1%
GLAD
11.6%
Earnings Growth
BSVN
-3.8%
GLAD
-80.1%

Financial Health

Debt/Equity
BSVN
--
GLAD
0.8
Current Ratio
BSVN
--
GLAD
1.65
Quick Ratio
BSVN
--
GLAD
1.38

Dividends

Dividend Yield
BSVN
2.64%
GLAD
10.84%
Payout Ratio
BSVN
22.67%
GLAD
122.47%

AI Verdict

BSVN NEUTRAL

BSVN shows bullish fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Key strengths include strong valuation and growth metrics. Price trades at a 30.2% premium to fair value estimate ($31.99), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 9.3
Undervalued vs Graham Number ($52.22)
Strong profitability (45.0% margin)
Risks
Declining revenue (-0.1%)
Price trades at a 30.2% premium to fair value estimate ($31.99), limiting near-term upside from a valuation perspective.
GLAD BEARISH

GLAD exhibits severe fundamental deterioration, highlighted by a weak Piotroski F-Score of 2/9 and a technical trend of 0/100. While the stock appears cheap relative to its Graham Number ($27.41) and trades below book value (P/B 0.83), these metrics are overshadowed by a catastrophic -80.10% YoY earnings collapse and an unsustainable dividend payout ratio of 122.47%. The divergence between the defensive fair value and the growth-based intrinsic value ($11.06) suggests a value trap scenario where the market is pricing in declining earnings power.

Strengths
Trading below book value (P/B 0.83)
Strong operating margins (73.11%)
Positive YoY revenue growth (11.60%)
Risks
Unsustainable dividend payout ratio (122.47%)
Severe earnings contraction (-80.10% YoY)
Very weak Piotroski F-Score (2/9) indicating poor financial health

Compare Another Pair

BSVN vs GLAD: Head-to-Head Comparison

This page compares Bank7 Corp. (BSVN) and Gladstone Capital Corporation (GLAD) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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