GLAD

BEARISH

$17.44 Live

Gladstone Capital Corporation · NASDAQ

Target $21.67 (+24.2%)

$16.54 52W Range $29.5

GLAD Gladstone Capital Corporation - Fundamental Analysis

BEARISH

Console Chart News

GLAD Stock | Fundamental Analysis & Investment Insights

NASDAQ • Financial Services • Asset Management

Current Price Live

$17.44

Analyst Target

$21.67

+24.2% Upside

52W High

$29.5

52W Low

$16.54

Overview AI Snowflake Price Valuation Profitability Growth Health Statements Peers Insiders

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 10, 2026

Market cap

$394.02M

P/E

11.04

ROE

7.2%

Profit margin

38.9%

Debt/Equity

0.8

Dividend yield

10.84%

AI Analysis

AI-powered fundamental assessment

Confidence

85%

GLAD exhibits severe fundamental deterioration, highlighted by a weak Piotroski F-Score of 2/9 and a technical trend of 0/100. While the stock appears cheap relative to its Graham Number ($27.41) and trades below book value (P/B 0.83), these metrics are overshadowed by a catastrophic -80.10% YoY earnings collapse and an unsustainable dividend payout ratio of 122.47%. The divergence between the defensive fair value and the growth-based intrinsic value ($11.06) suggests a value trap scenario where the market is pricing in declining earnings power.

Key Strengths

Trading below book value (P/B 0.83)

Strong operating margins (73.11%)

Positive YoY revenue growth (11.60%)

Current ratio of 1.65 indicates adequate short-term liquidity

Significant discount to Graham Number ($27.41)

Key Risks

Unsustainable dividend payout ratio (122.47%)

Severe earnings contraction (-80.10% YoY)

Very weak Piotroski F-Score (2/9) indicating poor financial health

Strongly bearish technical trend (0/100)

Negative Q/Q revenue and earnings growth (-75% to -80%)

AI Fair Value Estimate

Based on comprehensive analysis

$14.25

-18.3% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall

Weak

Value

Future

Past

Health

Dividend

AI Verdict

Value Trap

Key drivers: Earnings collapse, Dividend instability, Poor F-Score, Bearish price action

Confidence

90%

Value

65/100

Ref P/E 11.04, P/B 0.83, Graham Number $27.41

Positives

P/B < 1.0
Low P/E relative to sector

Watchpoints

Price exceeds growth-based intrinsic value ($11.06)

Future

15/100

Ref Growth rates

Positives

Modest YoY revenue growth

Watchpoints

Earnings growth -80.10%
Q/Q revenue growth -75.33%

Past

40/100

Ref Historical trends

Positives

Positive 3Y and 5Y price change

Watchpoints

1Y price change -23.1%
Recent earnings misses

Health

20/100

Ref Piotroski F-Score

Positives

Manageable Debt/Equity (0.80)

Watchpoints

Piotroski F-Score 2/9 (Weak)

Dividend

25/100

Ref Yield, Payout

Positives

High nominal yield (10.84%)

Watchpoints

Payout ratio 122.47% (Unsustainable)

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price

$17.44

Analyst Target

$21.67

Upside/Downside

+24.2%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for GLAD and closest competitors.

Updated 2026-04-09

Company	5Y	3Y	1Y	6M	1M	1W
GLAD Gladstone Capital Corporation Primary	+25.5%	+25.6%	-23.1%	-7.3%	-2.7%	-2.6%
BSVN Bank7 Corp. Peer	+177.2%	+89.9%	+18.6%	-7.5%	+4.5%	+4.4%
BGR BlackRock Energy and Resources Trust Peer	+168.3%	+43.1%	+22.1%	+17.5%	+12.3%	+2.4%
GCBC Greene County Bancorp, Inc. Peer	+98.4%	+10.1%	+8.4%	+4.8%	+4.7%	+1.7%
GBLI Global Indemnity Group, LLC Peer	+20.4%	+13.2%	-4.0%	-2.2%	-3.1%	+1.6%

GLA

Gladstone Capital Corporation

Primary

+25.5%

+25.6%

-23.1%

-7.3%

-2.7%

-2.6%

BSV

Bank7 Corp.

Peer

+177.2%

+89.9%

+18.6%

-7.5%

+4.5%

+4.4%

BGR

BlackRock Energy and Resources Trust

Peer

+168.3%

+43.1%

+22.1%

+17.5%

+12.3%

+2.4%

GCB

Greene County Bancorp, Inc.

Peer

+98.4%

+10.1%

+8.4%

+4.8%

+4.7%

+1.7%

GBL

Global Indemnity Group, LLC

Peer

+20.4%

+13.2%

-4.0%

-2.2%

-3.1%

+1.6%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

11.04

9.14

N/A

0.83

4.3

9.0

N/A

$394.02M

Profitability

Profit margins and return metrics

Profit Margin 38.91%

Operating Margin 73.11%

Gross Margin 100.0%

ROE 7.16%

ROA 4.96%

Growth

Revenue and earnings growth rates

Revenue Growth +11.6%

Earnings Growth -80.1%

Q/Q Revenue Growth -75.33%

Q/Q Earnings Growth -79.8%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity

0.8

Moderate

Current Ratio

1.65

Good

Quick Ratio

1.38

Good

Cash/Share

$0.18

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue

$0.0B

Net Margin

89.3%

Total Assets

$0.9B

Liabilities

$0.4B

Equity

$0.5B

Debt/Equity

0.93x

Operating CF

$-0.0B

Free Cash Flow

$-0.0B

FCF Yield

100%

Quarterly Earnings History

EPS performance vs analyst estimates

2026-05-06

$N/A

2026-02-04

$0.5

+3.5% surprise

2025-11-17

$0.52

+3.1% surprise

2025-08-04

$0.5

Financial Services Sector Comparison

Comparing GLAD against 306 companies in the Financial Services sector (53 bullish, 132 neutral, 121 bearish)

P/E Ratio

11.04

This Stock

55.13

Sector Avg

-80.0% (Discount)

Return on Equity (ROE)

7.16%

This Stock

-0.93%

Sector Avg

-871.3% (Below Avg)

Profit Margin

38.91%

This Stock

69.73%

Sector Avg

-44.2% (Weaker)

Debt to Equity

0.8

This Stock

1.41

Sector Avg

-43.3% (Less Debt)

Revenue Growth

11.6%

This Stock

32.66%

Sector Avg

-64.5% (Slower)

Current Ratio

1.65

This Stock

3.27

Sector Avg

-49.5% (Weaker)

Similar Companies

Peer comparison within the same industry

Company	AI Rating	Market Cap	P/E	ROE	Profit Margin	Price
GLAD Gladstone Capital Corporation	BEARISH	$394.02M	11.04	7.2%	38.9%	$17.44
BSVN Bank7 Corp.	NEUTRAL	$396.39M	9.25	18.6%	45.0%	$41.64	Compare
BGR BlackRock Energy and...	BEARISH	$391.63M	1500.0	-0.0%	-0.8%	$15.0	Compare
GCBC Greene County Bancorp, Inc.	NEUTRAL	$396.73M	10.84	15.3%	44.6%	$23.3	Compare
GBLI Global Indemnity Group, LLC	BEARISH	$401.82M	16.0	3.6%	5.6%	$28.0	Compare

GLAD Gladstone...

BEARISH

Mkt Cap

$394M

P/E

11.0

ROE

7.2%

Price

$17.44

Compare with GLAD

Compare with GLAD

GCBC Greene County...

Compare with GLAD

Compare with GLAD

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

Date	Insider	Position	Transaction	Shares	Value
2025-11-20	SCHALTENBRAND NICOLE FRANCES DUBAS	Chief Financial Officer	Purchase	496	$9,999

SCHALTENBRAND NICOLE FRANCES DUBAS

Chief Financial Officer

Buy

2025-11-20

496 shares · $9,999

Insider transactions can signal confidence or concerns about company prospects

Past News Coverage

Recent headlines mentioning GLAD from our newsroom.

Newest → oldest

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GLAD

GLAD Gladstone Capital Corporation - Fundamental Analysis

At a glance

AI Analysis

Key Strengths

Key Risks

Performance Snowflake

Stock Price & Analyst Targets

Multi-Horizon Performance vs Peers

Historical Performance Trends

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Valuation Metrics

Profitability

Growth

Financial Health

Financial Statement Flow

Quarterly Earnings History

Financial Services Sector Comparison

Similar Companies

Recent Insider Trading

Past News Coverage

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