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GBLI vs GLAD

GBLI
Global Indemnity Group, LLC
BEARISH
Price
$28.00
Market Cap
$401.8M
Sector
Financial Services
AI Confidence
85%
GLAD
Gladstone Capital Corporation
BEARISH
Price
$17.44
Market Cap
$394.0M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
GBLI
16.0
GLAD
11.04
Forward P/E
GBLI
8.48
GLAD
9.14
P/B Ratio
GBLI
0.57
GLAD
0.83
P/S Ratio
GBLI
0.89
GLAD
4.3
EV/EBITDA
GBLI
10.21
GLAD
--

Profitability

Gross Margin
GBLI
14.48%
GLAD
100.0%
Operating Margin
GBLI
8.04%
GLAD
73.11%
Profit Margin
GBLI
5.63%
GLAD
38.91%
ROE
GBLI
3.63%
GLAD
7.16%
ROA
GBLI
1.21%
GLAD
4.96%

Growth

Revenue Growth
GBLI
7.9%
GLAD
11.6%
Earnings Growth
GBLI
-30.9%
GLAD
-80.1%

Financial Health

Debt/Equity
GBLI
0.01
GLAD
0.8
Current Ratio
GBLI
0.56
GLAD
1.65
Quick Ratio
GBLI
0.33
GLAD
1.38

Dividends

Dividend Yield
GBLI
5.0%
GLAD
10.84%
Payout Ratio
GBLI
80.0%
GLAD
122.47%

AI Verdict

GBLI BEARISH

GBLI exhibits significant financial deterioration, highlighted by a weak Piotroski F-Score of 3/9 and a severe earnings crash of -30.90% YoY. While the stock appears undervalued on a book-value basis (P/B 0.57) and relative to its Graham Number ($43.91), these metrics are offset by a low intrinsic value of $12.25 and a completely bearish technical trend (0/100). The high dividend payout ratio (80%) combined with declining earnings suggests the current 5% yield is unsustainable. Overall, the deterministic health scores signal a company in a state of fundamental decline despite the low valuation multiples.

Strengths
Very low Debt/Equity ratio (0.01)
Trading significantly below book value (P/B 0.57)
Positive revenue growth (7.90% YoY)
Risks
Weak Piotroski F-Score (3/9) indicating poor financial health
Severe earnings contraction (-30.90% YoY)
Poor earnings track record with an average surprise of -57.32% over the last 4 quarters
GLAD BEARISH

GLAD exhibits severe fundamental deterioration, highlighted by a weak Piotroski F-Score of 2/9 and a technical trend of 0/100. While the stock appears cheap relative to its Graham Number ($27.41) and trades below book value (P/B 0.83), these metrics are overshadowed by a catastrophic -80.10% YoY earnings collapse and an unsustainable dividend payout ratio of 122.47%. The divergence between the defensive fair value and the growth-based intrinsic value ($11.06) suggests a value trap scenario where the market is pricing in declining earnings power.

Strengths
Trading below book value (P/B 0.83)
Strong operating margins (73.11%)
Positive YoY revenue growth (11.60%)
Risks
Unsustainable dividend payout ratio (122.47%)
Severe earnings contraction (-80.10% YoY)
Very weak Piotroski F-Score (2/9) indicating poor financial health

Compare Another Pair

GBLI vs GLAD: Head-to-Head Comparison

This page compares Global Indemnity Group, LLC (GBLI) and Gladstone Capital Corporation (GLAD) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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