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BTO vs JPM

BTO
John Hancock Financial Opportunities Fund
NEUTRAL
Price
$36.94
Market Cap
$731.4M
Sector
Financial Services
AI Confidence
65%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$294.16
Market Cap
$793.36B
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
BTO
4.7
JPM
14.69
Forward P/E
BTO
307.83
JPM
12.62
P/B Ratio
BTO
1.09
JPM
2.32
P/S Ratio
BTO
27.69
JPM
4.72
EV/EBITDA
BTO
--
JPM
--

Profitability

Gross Margin
BTO
100.0%
JPM
0.0%
Operating Margin
BTO
64.02%
JPM
41.06%
Profit Margin
BTO
593.63%
JPM
33.91%
ROE
BTO
25.45%
JPM
16.13%
ROA
BTO
1.36%
JPM
1.35%

Growth

Revenue Growth
BTO
8.2%
JPM
2.5%
Earnings Growth
BTO
--
JPM
-3.6%

Financial Health

Debt/Equity
BTO
0.19
JPM
--
Current Ratio
BTO
0.08
JPM
--
Quick Ratio
BTO
0.02
JPM
--

Dividends

Dividend Yield
BTO
6.96%
JPM
2.11%
Payout Ratio
BTO
32.7%
JPM
28.97%

AI Verdict

BTO NEUTRAL

The Advanced Deterministic Scorecard shows a Piotroski F-Score of 5/9, indicating stable financial health, while the absence of an Altman Z-Score prevents a full distress risk assessment. BTO trades at a significant discount to the Graham Number ($77.36) with a current price of $36.94, suggesting deep value characteristics, yet the extremely high forward P/E of 307.83 raises sustainability concerns. Strong profitability metrics like a 593.63% profit margin and 25.45% ROE are offset by weak technical trends (10/100) and liquidity risks from a 0.08 current ratio. The 6.96% dividend yield with a low 32.7% payout ratio supports income appeal, but lack of analyst coverage and insider enthusiasm (40/100) limits conviction.

Strengths
Exceptionally low P/E ratio (4.70) vs. sector average (31.10), indicating deep value potential
High return on equity (25.45%) signaling efficient capital use
Very low debt/equity ratio (0.19), well below sector average (1.55), indicating conservative leverage
Risks
Critically low current (0.08) and quick (0.02) ratios, signaling severe short-term liquidity risk
Missing Altman Z-Score prevents bankruptcy risk assessment, a major analytical gap
Extremely high forward P/E (307.83) suggests earnings collapse or data anomaly
JPM NEUTRAL

JPM shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Key strengths include strong valuation and growth metrics. Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 14.7
Strong profitability (33.9% margin)
Strong ROE of 16.1%
Risks
Weak financial trend (Piotroski F-Score: 2/9)
Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Compare Another Pair

BTO vs JPM: Head-to-Head Comparison

This page compares John Hancock Financial Opportunities Fund (BTO) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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