No connection

Search Results

BWB vs CRD-A

BWB
Bridgewater Bancshares, Inc.
NEUTRAL
Price
$19.09
Market Cap
$531.2M
Sector
Financial Services
AI Confidence
75%
CRD-A
Crawford & Company
BEARISH
Price
$10.84
Market Cap
$530.1M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BWB
12.81
CRD-A
27.79
Forward P/E
BWB
8.66
CRD-A
10.13
P/B Ratio
BWB
1.18
CRD-A
3.06
P/S Ratio
BWB
3.87
CRD-A
0.42
EV/EBITDA
BWB
--
CRD-A
9.49

Profitability

Gross Margin
BWB
0.0%
CRD-A
29.0%
Operating Margin
BWB
48.54%
CRD-A
2.6%
Profit Margin
BWB
33.57%
CRD-A
1.55%
ROE
BWB
9.45%
CRD-A
12.04%
ROA
BWB
0.88%
CRD-A
4.84%

Growth

Revenue Growth
BWB
36.8%
CRD-A
-11.2%
Earnings Growth
BWB
65.7%
CRD-A
--

Financial Health

Debt/Equity
BWB
--
CRD-A
1.58
Current Ratio
BWB
--
CRD-A
1.14
Quick Ratio
BWB
--
CRD-A
1.0

Dividends

Dividend Yield
BWB
--
CRD-A
2.77%
Payout Ratio
BWB
0.0%
CRD-A
74.36%

AI Verdict

BWB NEUTRAL

BWB presents a stark contrast between explosive growth and deteriorating financial health. While the Piotroski F-Score of 3/9 indicates weak operational health, the company is significantly undervalued relative to its Graham Number ($23.33) and Intrinsic Value ($43.95). Strong YoY earnings growth of 65.7% and a PEG ratio of 0.73 suggest high growth potential, but this is offset by bearish insider sentiment and a weak technical trend.

Strengths
Exceptional earnings growth (65.7% YoY)
Strong revenue growth (36.8% YoY)
Undervalued PEG ratio (0.73) indicating growth is not priced in
Risks
Weak Piotroski F-Score (3/9) signaling poor financial health trends
Bearish insider activity with multiple director sales
Strongly bearish technical trend (10/100)
CRD-A BEARISH

CRD-A exhibits significant valuation misalignment, trading at $10.84 despite a Graham Number of $5.58 and an Intrinsic Value of $2.73. While the Piotroski F-Score of 4/9 indicates stable health, this is offset by razor-thin profit margins (1.55%) and negative revenue growth (-11.20% YoY). The technical trend is completely bearish (0/100), and the high dividend payout ratio (74.36%) is unsustainable given the current earnings contraction. Overall, the stock appears heavily overvalued relative to its fundamental deterministic baselines.

Strengths
Low Price-to-Sales ratio (0.42) suggesting efficient revenue generation relative to market cap
Positive Return on Equity (ROE) of 12.03%
Forward P/E (10.13) is significantly lower than trailing P/E, suggesting expected earnings recovery
Risks
Severe overvaluation relative to Graham Number ($5.58) and Intrinsic Value ($2.73)
Negative revenue growth trends both YoY (-11.20%) and Q/Q (-6.61%)
Extremely low net profit margin (1.55%) leaving little room for operational error

Compare Another Pair

BWB vs CRD-A: Head-to-Head Comparison

This page compares Bridgewater Bancshares, Inc. (BWB) and Crawford & Company (CRD-A) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI Chat
Markets
Profile