BWB
BULLISH
$18.32
Live
Bridgewater Bancshares, Inc. · NASDAQ
Target $21.88
(+19.4%)
$12.3
52W Range
$20.3
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 08, 2026
Market cap
$509.75M
P/E
12.3
ROE
9.5%
Profit margin
33.6%
Debt/Equity
N/A
Dividend yield
N/A
AI Analysis
AI-powered fundamental assessment
Confidence
65%
BWB shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Key strengths include strong valuation and growth metrics.
Key Strengths
Attractive valuation with P/E of 12.3
Undervalued vs Graham Number ($23.33)
Strong profitability (33.6% margin)
Key Risks
Weak financial trend (Piotroski F-Score: 3/9)
AI Fair Value Estimate
Based on comprehensive analysis
$43.95
+139.9% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
48
Moderate
75
75
60
30
0
AI Verdict
BWB shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Key strengths include strong valuation and growth metrics.
Key drivers: Attractive valuation with P/E of 12.3, Undervalued vs Graham Number ($23.33), Weak financial trend (Piotroski F-Score: 3/9)
Confidence
75%
Value
75/100
Rule-based valuation (P/E + Graham).
Positives
- Trades at attractive 12.3x trailing earnings.
- Trades below Graham Number.
Watchpoints
No urgent risks highlighted.
Future
75/100
Rule-based growth outlook.
Positives
- Revenue growth running at 36.8%.
- Growth-implied value exceeds price.
Watchpoints
No urgent risks highlighted.
Past
60/100
Historical performance + price trend: Shares moved +12.0% over 5Y and +43.8% over 1Y.
Positives
- Healthy profit margin of 33.6%.
Watchpoints
No urgent risks highlighted.
Health
30/100
Balance sheet & liquidity (Z-Score: N/A).
Positives
- Insufficient data for clear positives.
Watchpoints
No urgent risks highlighted.
Dividend
0/100
Dividend policy fallback.
Positives
- Insufficient data for clear positives.
Watchpoints
- No regular dividend payments.
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$18.32
Analyst Target
$21.88
Upside/Downside
+19.4%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for BWB and closest competitors.
Updated 2026-04-07
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
BWB
Bridgewater Bancshares, Inc.
Primary
|
+12.0% | +73.5% | +43.8% | +4.0% | +5.0% | +3.5% |
|
BLE
BlackRock Municipal Income Trust II
Peer
|
-10.7% | +12.5% | +5.4% | +11.2% | +2.6% | -0.2% |
|
CARE
Carter Bankshares, Inc.
Peer
|
+63.3% | +70.3% | +63.9% | +20.8% | +15.2% | +0.8% |
|
ALTI
AlTi Global, Inc.
Peer
|
-63.1% | -71.3% | +18.4% | +0.8% | -18.7% | +2.9% |
|
BGB
Blackstone Strategic Credit 2027 Term Fund
Peer
|
+38.8% | +43.3% | +5.0% | -0.5% | +2.1% | -0.1% |
BWB
Bridgewater Bancshares, Inc.
Primary
5Y
+12.0%
3Y
+73.5%
1Y
+43.8%
6M
+4.0%
1M
+5.0%
1W
+3.5%
BLE
BlackRock Municipal Income Trust II
Peer
5Y
-10.7%
3Y
+12.5%
1Y
+5.4%
6M
+11.2%
1M
+2.6%
1W
-0.2%
CAR
Carter Bankshares, Inc.
Peer
5Y
+63.3%
3Y
+70.3%
1Y
+63.9%
6M
+20.8%
1M
+15.2%
1W
+0.8%
ALT
AlTi Global, Inc.
Peer
5Y
-63.1%
3Y
-71.3%
1Y
+18.4%
6M
+0.8%
1M
-18.7%
1W
+2.9%
BGB
Blackstone Strategic Credit 2027 Term Fund
Peer
5Y
+38.8%
3Y
+43.3%
1Y
+5.0%
6M
-0.5%
1M
+2.1%
1W
-0.1%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
12.3
Forward P/E
8.31
PEG Ratio
N/A
P/B Ratio
1.13
P/S Ratio
3.71
EV/Revenue
6.8
EV/EBITDA
N/A
Market Cap
$509.75M
Profitability
Profit margins and return metrics
Profit Margin
33.57%
Operating Margin
48.54%
Gross Margin
N/A
ROE
9.45%
ROA
0.88%
Growth
Revenue and earnings growth rates
Revenue Growth
+36.8%
Earnings Growth
+65.7%
Q/Q Revenue Growth
+32.76%
Q/Q Earnings Growth
+62.5%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$5.69
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$0.0B
Net Margin
34.5%
Total Assets
$5.4B
Liabilities
$4.9B
Equity
$0.5B
Debt/Equity
9.46x
Operating CF
$0.0B
CapEx
$-0.0B
Free Cash Flow
$0.0B
FCF Yield
64%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-04-21
$N/A
2026-01-27
$0.44
+7.3% surprise
2025-10-21
$0.39
-0.8% surprise
2025-07-23
$0.37
+7.8% surprise
Financial Services Sector Comparison
Comparing BWB against 245 companies in the Financial Services sector
(33 bullish, 106 neutral, 106 bearish)
P/E Ratio
12.3
This Stock
vs
27.96
Sector Avg
-56.0%
(Discount)
Return on Equity (ROE)
9.45%
This Stock
vs
-2.43%
Sector Avg
-488.8%
(Below Avg)
Profit Margin
33.57%
This Stock
vs
80.5%
Sector Avg
-58.3%
(Weaker)
Revenue Growth
36.8%
This Stock
vs
28.96%
Sector Avg
+27.1%
(Fast Growth)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
BWB
Bridgewater Bancshares, Inc.
|
BULLISH | $509.75M | 12.3 | 9.5% | 33.6% | $18.32 | |
|
BLE
BlackRock Municipal Income Trust II
|
BEARISH | $500.66M | - | -6.6% | -90.8% | $10.49 | Compare |
|
CARE
Carter Bankshares, Inc.
|
NEUTRAL | $520.86M | 17.03 | 7.8% | 20.0% | $23.5 | Compare |
|
ALTI
AlTi Global, Inc.
|
NEUTRAL | $531.27M | - | -25.5% | -70.7% | $3.6 | Compare |
|
BGB
Blackstone Strategic...
|
BEARISH | $531.51M | 11.55 | -% | -% | $11.9 | Compare |
BWB
Bridgewater...
BULLISH
Mkt Cap
$510M
P/E
12.3
ROE
9.5%
Price
$18.32
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-31 | PARISH DOUGLAS J | Director | Stock Award | 573 | - |
| 2026-03-31 | BREZONIK LISA M. | Director | Stock Award | 1,146 | - |
| 2026-03-31 | LAWAL MOHAMMED | Director | Stock Award | 1,146 | - |
| 2026-03-31 | JURAN DAVID B | Director | Stock Award | 1,146 | - |
| 2026-03-31 | CROCKER MARY JAYNE | Director | Stock Award | 280 | - |
| 2026-03-31 | VOLK DAVID J. | Director | Stock Award | 1,146 | - |
| 2026-03-31 | JOHNSON JAMES S | Director | Stock Award | 1,146 | - |
| 2026-03-31 | TRUTNA THOMAS P | Director | Stock Award | 573 | - |
| 2026-02-10 | TRUTNA THOMAS P | Director | Sale | 13,000 | $253,691 |
| 2026-02-06 | SHELLBERG JEFFREY D | Director | Sale | 9,838 | $185,841 |
| 2026-02-05 | JOHNSON JAMES S | Director | Sale | 4,712 | $92,894 |
| 2026-02-03 | BAACK JERRY J | Chief Executive Officer | Stock Award | 23,739 | - |
| 2026-02-03 | SALAZAR LISA M | Chief Operating Officer | Stock Award | 10,088 | - |
| 2026-02-03 | CHYBOWSKI JOSEPH M | President | Stock Award | 15,570 | - |
| 2026-02-03 | PLACE NICHOLAS L | Officer | Stock Award | 15,022 | - |
PARISH DOUGLAS J
Director
2026-03-31
573 shares
BREZONIK LISA M.
Director
2026-03-31
1,146 shares
LAWAL MOHAMMED
Director
2026-03-31
1,146 shares
JURAN DAVID B
Director
2026-03-31
1,146 shares
CROCKER MARY JAYNE
Director
2026-03-31
280 shares
VOLK DAVID J.
Director
2026-03-31
1,146 shares
JOHNSON JAMES S
Director
2026-03-31
1,146 shares
TRUTNA THOMAS P
Director
2026-03-31
573 shares
TRUTNA THOMAS P
Director
2026-02-10
13,000 shares
·
$253,691
SHELLBERG JEFFREY D
Director
2026-02-06
9,838 shares
·
$185,841
JOHNSON JAMES S
Director
2026-02-05
4,712 shares
·
$92,894
BAACK JERRY J
Chief Executive Officer
2026-02-03
23,739 shares
SALAZAR LISA M
Chief Operating Officer
2026-02-03
10,088 shares
CHYBOWSKI JOSEPH M
President
2026-02-03
15,570 shares
PLACE NICHOLAS L
Officer
2026-02-03
15,022 shares
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
4 analysts
DA Davidson
2026-01-29
Buy
Buy
Piper Sandler
2026-01-29
Overweight
Overweight
DA Davidson
2026-01-28
Buy
Buy
Stephens & Co.
2025-12-10
Equal-Weight
DA Davidson
2025-10-22
Buy
Buy
Past News Coverage
Recent headlines mentioning BWB from our newsroom.
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