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CARE

NEUTRAL
$23.5 Live
Carter Bankshares, Inc. · NASDAQ
Target $26.0 (+10.6%)
$13.61 52W Range $23.71

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 08, 2026
Market cap
$520.86M
P/E
17.03
ROE
7.8%
Profit margin
20.0%
Debt/Equity
N/A
Dividend yield
N/A

AI Analysis

AI-powered fundamental assessment

Confidence
90%
CARE shows neutral fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Mixed signals with both opportunities and risks present.

Key Strengths

Company has established market presence

Key Risks

Limited historical data available for full assessment
AI Fair Value Estimate
Based on comprehensive analysis
$22.49
-4.3% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
44
Moderate
Value
60
Future
50
Past
60
Health
50
Dividend
0
AI Verdict
CARE shows neutral fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Mixed signals with both opportunities and risks present.
Key drivers: Company has established market presence, Limited historical data available for full assessment
Confidence
50%
Value
60/100

Rule-based valuation (P/E + Graham).

Positives
  • Trades below Graham Number.
Watchpoints
No urgent risks highlighted.
Future
50/100

Rule-based growth outlook.

Positives
  • Insufficient data for clear positives.
Watchpoints
No urgent risks highlighted.
Past
60/100

Historical performance + price trend: Shares moved +63.3% over 5Y and +63.9% over 1Y.

Positives
  • Healthy profit margin of 20.0%.
Watchpoints
No urgent risks highlighted.
Health
50/100

Balance sheet & liquidity (Z-Score: N/A).

Positives
  • Insufficient data for clear positives.
Watchpoints
No urgent risks highlighted.
Dividend
0/100

Dividend policy fallback.

Positives
  • Insufficient data for clear positives.
Watchpoints
  • No regular dividend payments.

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$23.5
Analyst Target
$26.0
Upside/Downside
+10.6%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for CARE and closest competitors.

Updated 2026-04-07
CAR
Carter Bankshares, Inc.
Primary
5Y
+63.3%
3Y
+70.3%
1Y
+63.9%
6M
+20.8%
1M
+15.2%
1W
+0.8%
ALT
AlTi Global, Inc.
Peer
5Y
-63.1%
3Y
-71.3%
1Y
+18.4%
6M
+0.8%
1M
-18.7%
1W
+2.9%
BGB
Blackstone Strategic Credit 2027 Term Fund
Peer
5Y
+38.8%
3Y
+43.3%
1Y
+5.0%
6M
-0.5%
1M
+2.1%
1W
-0.1%
BWB
Bridgewater Bancshares, Inc.
Peer
5Y
+12.0%
3Y
+73.5%
1Y
+43.8%
6M
+4.0%
1M
+5.0%
1W
+3.5%
BLW
BlackRock Limited Duration Income Trust
Peer
5Y
+34.9%
3Y
+35.5%
1Y
+6.4%
6M
+2.4%
1M
+0.9%
1W
+0.6%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
17.03
Forward P/E
9.4
PEG Ratio
N/A
P/B Ratio
1.24
P/S Ratio
3.32
EV/Revenue
3.86
EV/EBITDA
N/A
Market Cap
$520.86M

Profitability

Profit margins and return metrics

Profit Margin 19.97%
Operating Margin 29.96%
Gross Margin N/A
ROE 7.8%
ROA 0.66%

Growth

Revenue and earnings growth rates

Revenue Growth +6.4%
Earnings Growth +6.2%
Q/Q Revenue Growth +15.0%
Q/Q Earnings Growth +2.4%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$5.2

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue
$0.0B
Net Margin
22.0%
Total Assets
$4.9B
Liabilities
$4.4B
Equity
$0.4B
Debt/Equity
10.56x
Operating CF
$0.0B
CapEx
$-0.0B
Free Cash Flow
$0.0B
FCF Yield
75%

Financial Services Sector Comparison

Comparing CARE against 247 companies in the Financial Services sector (35 bullish, 106 neutral, 106 bearish)
P/E Ratio
17.03
This Stock
vs
27.8
Sector Avg
-38.8% (Discount)
Return on Equity (ROE)
7.8%
This Stock
vs
-2.32%
Sector Avg
-436.3% (Below Avg)
Profit Margin
19.97%
This Stock
vs
80.12%
Sector Avg
-75.1% (Weaker)
Revenue Growth
6.4%
This Stock
vs
28.79%
Sector Avg
-77.8% (Slower)

Similar Companies

Peer comparison within the same industry

Wall Street Analysts

Professional analyst ratings and price targets

Consensus
STRONG_BUY
4 analysts
Freedom Broker
2026-02-13
Maintains
Buy Buy
Freedom Broker
2025-12-24
init
Buy

Past News Coverage

Recent headlines mentioning CARE from our newsroom.

Newest → oldest
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Fundamentals • Valuation • Risk
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