No connection

Search Results

BWB vs HBCP

BWB
Bridgewater Bancshares, Inc.
BULLISH
Price
$18.32
Market Cap
$509.7M
Sector
Financial Services
AI Confidence
65%
HBCP
Home Bancorp, Inc.
BULLISH
Price
$64.88
Market Cap
$508.5M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BWB
12.3
HBCP
11.15
Forward P/E
BWB
8.31
HBCP
10.56
P/B Ratio
BWB
1.13
HBCP
1.17
P/S Ratio
BWB
3.71
HBCP
3.42
EV/EBITDA
BWB
--
HBCP
--

Profitability

Gross Margin
BWB
0.0%
HBCP
0.0%
Operating Margin
BWB
48.54%
HBCP
40.51%
Profit Margin
BWB
33.57%
HBCP
30.99%
ROE
BWB
9.45%
HBCP
11.08%
ROA
BWB
0.88%
HBCP
1.33%

Growth

Revenue Growth
BWB
36.8%
HBCP
10.5%
Earnings Growth
BWB
65.7%
HBCP
20.6%

Financial Health

Debt/Equity
BWB
--
HBCP
--
Current Ratio
BWB
--
HBCP
--
Quick Ratio
BWB
--
HBCP
--

Dividends

Dividend Yield
BWB
--
HBCP
1.8%
Payout Ratio
BWB
0.0%
HBCP
19.42%

AI Verdict

BWB BULLISH

BWB shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Key strengths include strong valuation and growth metrics.

Strengths
Attractive valuation with P/E of 12.3
Undervalued vs Graham Number ($23.33)
Strong profitability (33.6% margin)
Risks
Weak financial trend (Piotroski F-Score: 3/9)
HBCP BULLISH

HBCP exhibits a stable financial profile with a Piotroski F-Score of 4/9 and significant valuation upside, trading at $64.88 against a Graham Number of $85.3 and an Intrinsic Value of $171.69. The company demonstrates strong growth momentum with 20.6% YoY earnings growth and a consistent track record of beating analyst estimates. While the technical trend score is paradoxically low, actual price performance shows a robust 57.2% one-year gain. The combination of a low P/E (11.15) and a conservative payout ratio (19.42%) suggests a high-quality, undervalued regional banking play.

Strengths
Significant undervaluation relative to Graham Number ($85.3) and Intrinsic Value ($171.69)
Strong earnings growth (20.6% YoY) and consistent quarterly EPS beats
Attractive valuation multiples (P/E 11.15, P/B 1.17)
Risks
Piotroski F-Score of 4/9 indicates only 'stable' rather than 'strong' financial health
Exposure to regional banking sector volatility and interest rate sensitivity
Low dividend yield (1.80%) may not attract income-focused investors

Compare Another Pair

BWB vs HBCP: Head-to-Head Comparison

This page compares Bridgewater Bancshares, Inc. (BWB) and Home Bancorp, Inc. (HBCP) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI
Markets
Profile