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CAT vs CBZ

CAT
Caterpillar Inc.
NEUTRAL
Price
$735.35
Market Cap
$344.13B
Sector
Industrials
AI Confidence
90%
CBZ
CBIZ, Inc.
NEUTRAL
Price
$30.67
Market Cap
$1.68B
Sector
Industrials
AI Confidence
85%

Valuation

P/E Ratio
CAT
39.01
CBZ
16.76
Forward P/E
CAT
26.48
CBZ
7.12
P/B Ratio
CAT
16.05
CBZ
0.93
P/S Ratio
CAT
5.09
CBZ
0.61
EV/EBITDA
CAT
26.1
CBZ
7.88

Profitability

Gross Margin
CAT
28.79%
CBZ
15.22%
Operating Margin
CAT
16.02%
CBZ
-7.37%
Profit Margin
CAT
13.14%
CBZ
4.19%
ROE
CAT
43.53%
CBZ
6.52%
ROA
CAT
7.89%
CBZ
4.55%

Growth

Revenue Growth
CAT
18.0%
CBZ
17.9%
Earnings Growth
CAT
-11.4%
CBZ
--

Financial Health

Debt/Equity
CAT
2.07
CBZ
1.04
Current Ratio
CAT
1.44
CBZ
1.22
Quick Ratio
CAT
0.87
CBZ
0.78

Dividends

Dividend Yield
CAT
0.85%
CBZ
--
Payout Ratio
CAT
31.05%
CBZ
0.0%

AI Verdict

CAT NEUTRAL

CAT shows neutral fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Mixed signals with both opportunities and risks present.

Strengths
Strong revenue growth of 18.0%
Strong ROE of 43.5%
Risks
High valuation with P/E of 39.0
Premium vs Graham Number ($139.4)
High debt burden with D/E of 2.07
CBZ NEUTRAL

CBZ presents a complex profile with a stable but mediocre Piotroski F-Score of 4/9 and a missing Altman Z-Score, indicating a lack of strong financial momentum. While the stock appears undervalued based on the Graham Number ($36.84) and a Price-to-Book ratio of 0.93, it trades significantly above its growth-based intrinsic value ($12.81). Strong revenue growth (17.9%) is currently offset by a concerning negative operating margin (-7.37%) and a severe 1-year price decline of 53.8%. The disconnect between analyst 'Buy' ratings and bearish insider activity suggests a high-risk value play.

Strengths
Trading below book value (P/B 0.93)
Strong year-over-year revenue growth of 17.90%
Very attractive Forward P/E ratio of 7.12
Risks
Negative operating margin (-7.37%) indicates inefficiency in core operations
Severe technical downtrend with a 53.8% loss over the last year
Low quick ratio (0.78) suggests potential short-term liquidity pressure

Compare Another Pair

CAT vs CBZ: Head-to-Head Comparison

This page compares Caterpillar Inc. (CAT) and CBIZ, Inc. (CBZ) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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