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CAT vs DLX

CAT
Caterpillar Inc.
NEUTRAL
Price
$735.35
Market Cap
$344.13B
Sector
Industrials
AI Confidence
90%
DLX
Deluxe Corporation
NEUTRAL
Price
$30.33
Market Cap
$1.39B
Sector
Industrials
AI Confidence
85%

Valuation

P/E Ratio
CAT
39.01
DLX
16.85
Forward P/E
CAT
26.48
DLX
7.06
P/B Ratio
CAT
16.05
DLX
2.01
P/S Ratio
CAT
5.09
DLX
0.65
EV/EBITDA
CAT
26.1
DLX
7.03

Profitability

Gross Margin
CAT
28.79%
DLX
53.06%
Operating Margin
CAT
16.02%
DLX
11.24%
Profit Margin
CAT
13.14%
DLX
3.85%
ROE
CAT
43.53%
DLX
12.63%
ROA
CAT
7.89%
DLX
5.84%

Growth

Revenue Growth
CAT
18.0%
DLX
2.8%
Earnings Growth
CAT
-11.4%
DLX
-7.0%

Financial Health

Debt/Equity
CAT
2.07
DLX
2.22
Current Ratio
CAT
1.44
DLX
1.03
Quick Ratio
CAT
0.87
DLX
0.4

Dividends

Dividend Yield
CAT
0.85%
DLX
3.96%
Payout Ratio
CAT
31.05%
DLX
66.67%

AI Verdict

CAT NEUTRAL

CAT shows neutral fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Mixed signals with both opportunities and risks present.

Strengths
Strong revenue growth of 18.0%
Strong ROE of 43.5%
Risks
High valuation with P/E of 39.0
Premium vs Graham Number ($139.4)
High debt burden with D/E of 2.07
DLX NEUTRAL

DLX presents a conflicting profile: a stable Piotroski F-Score of 4/9 and a strong history of earnings beats, contrasted by a current price ($30.33) that significantly exceeds both its Graham Number ($24.75) and Intrinsic Value ($12.60). While the Forward P/E of 7.06 and PEG of 0.62 suggest future value, the current financial health is strained by a high Debt/Equity ratio (2.22) and poor liquidity (Quick Ratio 0.40). The stock has experienced a massive 1-year run-up (+108.4%) that is not supported by current revenue growth (2.8%) or earnings growth (-7%).

Strengths
Consistent track record of beating earnings estimates over 25 quarters
Attractive Forward P/E (7.06) and PEG ratio (0.62)
Strong Gross Margins at 53.06%
Risks
High leverage with a Debt/Equity ratio of 2.22
Critical liquidity risk indicated by a Quick Ratio of 0.40
Negative year-over-year earnings growth (-7.00%)

Compare Another Pair

CAT vs DLX: Head-to-Head Comparison

This page compares Caterpillar Inc. (CAT) and Deluxe Corporation (DLX) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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