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CCIF vs MA

CCIF
Carlyle Credit Income Fund
BEARISH
Price
$3.20
Market Cap
$67.8M
Sector
Financial Services
AI Confidence
95%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
CCIF
--
MA
30.28
Forward P/E
CCIF
5.2
MA
22.05
P/B Ratio
CCIF
--
MA
57.74
P/S Ratio
CCIF
--
MA
13.6
EV/EBITDA
CCIF
--
MA
22.13

Profitability

Gross Margin
CCIF
0.0%
MA
100.0%
Operating Margin
CCIF
0.0%
MA
57.73%
Profit Margin
CCIF
0.0%
MA
45.65%
ROE
CCIF
--
MA
209.91%
ROA
CCIF
--
MA
23.72%

Growth

Revenue Growth
CCIF
--
MA
17.6%
Earnings Growth
CCIF
--
MA
24.2%

Financial Health

Debt/Equity
CCIF
--
MA
2.56
Current Ratio
CCIF
--
MA
1.03
Quick Ratio
CCIF
--
MA
0.68

Dividends

Dividend Yield
CCIF
22.5%
MA
0.7%
Payout Ratio
CCIF
420.0%
MA
18.4%

AI Verdict

CCIF BEARISH

CCIF exhibits severe financial distress, highlighted by a critical Piotroski F-Score of 1/9, indicating fundamental weakness across almost all health metrics. The fund is currently paying out dividends at an unsustainable rate with a payout ratio of 420%, which is likely eroding capital. This is compounded by a catastrophic -70% year-over-year decline in EPS and a technical trend of 0/100. Despite a 'strong_buy' analyst consensus, the hard data suggests a value trap characterized by collapsing earnings and a failing price trend.

Strengths
Extremely high current dividend yield of 22.50%
Forward P/E of 5.20 suggests low valuation relative to future earnings
Analyst target price ($3.92) provides a potential upside of ~22%
Risks
Unsustainable dividend payout ratio of 420%
Severe earnings deterioration with -70% YoY EPS growth
Critical financial health as evidenced by Piotroski F-Score of 1/9
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

CCIF vs MA: Head-to-Head Comparison

This page compares Carlyle Credit Income Fund (CCIF) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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