No connection

Search Results

CCS vs EFC

CCS
Century Communities, Inc.
NEUTRAL
Price
$59.81
Market Cap
$1.72B
Sector
Real Estate
AI Confidence
85%
EFC
Ellington Financial Inc.
BEARISH
Price
$13.14
Market Cap
$1.64B
Sector
Real Estate
AI Confidence
85%

Valuation

P/E Ratio
CCS
13.47
EFC
11.04
Forward P/E
CCS
14.59
EFC
6.9
P/B Ratio
CCS
0.67
EFC
0.99
P/S Ratio
CCS
0.43
EFC
4.97
EV/EBITDA
CCS
15.15
EFC
--

Profitability

Gross Margin
CCS
17.1%
EFC
100.0%
Operating Margin
CCS
4.26%
EFC
32.09%
Profit Margin
CCS
3.31%
EFC
44.59%
ROE
CCS
5.17%
EFC
8.71%
ROA
CCS
2.54%
EFC
0.84%

Growth

Revenue Growth
CCS
-12.6%
EFC
-0.6%
Earnings Growth
CCS
-33.6%
EFC
-45.3%

Financial Health

Debt/Equity
CCS
0.6
EFC
9.1
Current Ratio
CCS
5.17
EFC
8.95
Quick Ratio
CCS
0.16
EFC
8.87

Dividends

Dividend Yield
CCS
1.99%
EFC
11.87%
Payout Ratio
CCS
26.8%
EFC
131.09%

AI Verdict

CCS NEUTRAL

Century Communities presents a classic value-trap profile, characterized by a weak Piotroski F-Score of 2/9 indicating deteriorating financial health. While the stock is fundamentally cheap relative to its book value (P/B 0.67) and Graham Number ($94.41), this is offset by severe contractions in revenue (-12.6%) and earnings (-33.6%). The divergence between the growth-based intrinsic value ($31.08) and the current price suggests the market is pricing in a recovery that is not yet supported by the data. Despite analyst 'buy' ratings, the combination of bearish insider selling and negative growth trends warrants a cautious approach.

Strengths
Significant undervaluation relative to book value (P/B 0.67)
Strong defensive valuation based on Graham Number ($94.41)
Low Debt/Equity ratio (0.60) compared to sector averages
Risks
Severe deterioration in financial health (Piotroski F-Score 2/9)
Sharp decline in YoY revenue (-12.6%) and earnings (-33.6%)
Extremely low quick ratio (0.16), indicating high dependency on inventory liquidation
EFC BEARISH

EFC exhibits severe fundamental weakness, highlighted by a Piotroski F-Score of 2/9, indicating poor financial health. While the Graham Number ($18.86) suggests defensive value, this is offset by an unsustainable dividend payout ratio of 131.09% and a crashing YoY earnings growth of -45.30%. The company's extreme leverage (Debt/Equity of 9.10) and bearish technical trend (0/100) outweigh the optimistic analyst target prices. Overall, the stock presents as a classic dividend trap with deteriorating core profitability.

Strengths
Trading slightly below book value (P/B 0.99)
Strong profit margins (44.59%)
Positive analyst sentiment with a 'Buy' consensus
Risks
Unsustainable dividend payout ratio (131.09%)
Extreme financial leverage (Debt/Equity 9.10)
Severe earnings contraction (-45.30% YoY)

Compare Another Pair

CCS vs EFC: Head-to-Head Comparison

This page compares Century Communities, Inc. (CCS) and Ellington Financial Inc. (EFC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI Chat
Markets
Profile