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CDRE vs WLFC

CDRE
Cadre Holdings, Inc.
BEARISH
Price
$29.46
Market Cap
$1.26B
Sector
Industrials
AI Confidence
85%
WLFC
Willis Lease Finance Corporation
NEUTRAL
Price
$190.00
Market Cap
$1.29B
Sector
Industrials
AI Confidence
85%

Valuation

P/E Ratio
CDRE
28.88
WLFC
12.35
Forward P/E
CDRE
20.6
WLFC
10.17
P/B Ratio
CDRE
3.91
WLFC
2.19
P/S Ratio
CDRE
2.06
WLFC
1.81
EV/EBITDA
CDRE
15.29
WLFC
10.91

Profitability

Gross Margin
CDRE
42.75%
WLFC
83.21%
Operating Margin
CDRE
13.38%
WLFC
27.55%
Profit Margin
CDRE
7.23%
WLFC
15.89%
ROE
CDRE
14.03%
WLFC
17.0%
ROA
CDRE
6.79%
WLFC
4.46%

Growth

Revenue Growth
CDRE
-5.0%
WLFC
27.8%
Earnings Growth
CDRE
-13.3%
WLFC
-45.9%

Financial Health

Debt/Equity
CDRE
1.05
WLFC
3.74
Current Ratio
CDRE
3.5
WLFC
2.64
Quick Ratio
CDRE
2.25
WLFC
0.21

Dividends

Dividend Yield
CDRE
1.32%
WLFC
0.84%
Payout Ratio
CDRE
37.25%
WLFC
7.47%

AI Verdict

CDRE BEARISH

CDRE exhibits a strong deterministic health profile with a Piotroski F-Score of 7/9 and excellent liquidity (Current Ratio 3.50), yet it faces severe valuation and growth headwinds. The stock is trading at a significant premium to its Graham Number ($13.15) and Intrinsic Value ($7.14), while simultaneously experiencing negative YoY revenue (-5.00%) and earnings growth (-13.30%). This fundamental deterioration is compounded by aggressive insider selling totaling $61.87M by the CEO, CFO, and President. Despite a 'strong_buy' analyst consensus, the technical trend is 0/100 and the price is hovering near its 52-week low, suggesting a disconnect between analyst targets and market reality.

Strengths
Strong Piotroski F-Score (7/9) indicating solid financial health
Excellent short-term liquidity with a Current Ratio of 3.50
Healthy Gross Margins at 42.75%
Risks
Significant overvaluation relative to Graham Number ($13.15) and Intrinsic Value ($7.14)
Negative growth trajectory in both Revenue (-5.00%) and Earnings (-13.30%)
Heavy insider liquidation by top-tier management (CEO, CFO, President)
WLFC NEUTRAL

WLFC exhibits strong operational health with a Piotroski F-Score of 7/9, yet it currently trades at a premium to both its Graham Number ($173.46) and Intrinsic Value ($107.73). While revenue growth remains robust at 27.8%, there is a concerning divergence as earnings growth has plummeted by 45.9% YoY. The valuation is supported by a low P/E of 12.35 and a PEG of 0.94, but significant insider selling and a bearish technical trend offset these fundamentals.

Strengths
Strong operational health indicated by a Piotroski F-Score of 7/9
Robust top-line growth with 27.8% YoY revenue increase
Attractive valuation multiples (P/E 12.35, Forward P/E 10.17)
Risks
Severe earnings contraction (-45.9% YoY and -62.7% Q/Q)
High leverage with a Debt/Equity ratio of 3.74
Poor liquidity indicated by a Quick Ratio of 0.21

Compare Another Pair

CDRE vs WLFC: Head-to-Head Comparison

This page compares Cadre Holdings, Inc. (CDRE) and Willis Lease Finance Corporation (WLFC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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