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CIK vs MA

CIK
Credit Suisse Asset Management Income Fund, Inc.
BEARISH
Price
$2.56
Market Cap
$140.4M
Sector
Financial Services
AI Confidence
85%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
CIK
18.29
MA
30.28
Forward P/E
CIK
--
MA
22.05
P/B Ratio
CIK
0.9
MA
57.74
P/S Ratio
CIK
7.86
MA
13.6
EV/EBITDA
CIK
--
MA
22.13

Profitability

Gross Margin
CIK
96.38%
MA
100.0%
Operating Margin
CIK
79.93%
MA
57.73%
Profit Margin
CIK
44.61%
MA
45.65%
ROE
CIK
5.0%
MA
209.91%
ROA
CIK
3.99%
MA
23.72%

Growth

Revenue Growth
CIK
0.9%
MA
17.6%
Earnings Growth
CIK
-78.2%
MA
24.2%

Financial Health

Debt/Equity
CIK
0.41
MA
2.56
Current Ratio
CIK
0.26
MA
1.03
Quick Ratio
CIK
0.07
MA
0.68

Dividends

Dividend Yield
CIK
10.35%
MA
0.7%
Payout Ratio
CIK
192.86%
MA
18.4%

AI Verdict

CIK BEARISH

CIK presents a classic 'dividend trap' profile, characterized by a stable Piotroski F-Score of 5/9 but severely compromised fundamentals. While the Graham Number ($2.99) suggests a defensive value, this is offset by a catastrophic earnings collapse of -78.20% and an unsustainable payout ratio of 192.86%. Critical liquidity risks are evident in the current ratio (0.26) and quick ratio (0.07), while the technical trend is completely bearish (0/100). The divergence between the Graham Number and the growth-based intrinsic value ($0.98) highlights a lack of fundamental support for the current price.

Strengths
Trading below book value (P/B 0.90)
Strong operating margins (79.93%)
Low Debt/Equity ratio (0.41) compared to sector average
Risks
Unsustainable dividend payout ratio (192.86%)
Severe earnings contraction (-78.20% YoY)
Critical liquidity shortage (Current Ratio 0.26)
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

CIK vs MA: Head-to-Head Comparison

This page compares Credit Suisse Asset Management Income Fund, Inc. (CIK) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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