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CM vs JPM

CM
Canadian Imperial Bank of Commerce
NEUTRAL
Price
$109.52
Market Cap
$100.8B
Sector
Financial Services
AI Confidence
85%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
CM
15.6
JPM
15.68
Forward P/E
CM
13.5
JPM
13.42
P/B Ratio
CM
2.17
JPM
2.47
P/S Ratio
CM
3.61
JPM
5.03
EV/EBITDA
CM
--
JPM
--

Profitability

Gross Margin
CM
0.0%
JPM
0.0%
Operating Margin
CM
44.71%
JPM
41.06%
Profit Margin
CM
33.53%
JPM
33.91%
ROE
CM
14.75%
JPM
16.13%
ROA
CM
0.85%
JPM
1.35%

Growth

Revenue Growth
CM
16.7%
JPM
2.5%
Earnings Growth
CM
46.6%
JPM
-3.6%

Financial Health

Debt/Equity
CM
--
JPM
--
Current Ratio
CM
--
JPM
--
Quick Ratio
CM
--
JPM
--

Dividends

Dividend Yield
CM
2.82%
JPM
1.91%
Payout Ratio
CM
41.5%
JPM
28.97%

AI Verdict

CM NEUTRAL

The deterministic health profile is concerning, highlighted by a weak Piotroski F-Score of 2/9, indicating significant deterioration in fundamental financial strength. While the company exhibits explosive growth (Earnings +46.6% YoY) and a strong track record of earnings beats, these are countered by a severely bearish technical trend (10/100) and a current price that has already exceeded analyst target prices. The stock trades at a premium to its Graham Number ($89.37) but remains well below its growth-based intrinsic value ($207.09), suggesting a conflict between short-term health risks and long-term growth potential.

Strengths
Exceptional earnings growth of 46.6% YoY
Strong revenue growth of 16.7% YoY
Consistent earnings beat track record (3/4 most recent quarters)
Risks
Critically low Piotroski F-Score (2/9) signaling weak financial health
Severely bearish technical trend (10/100) suggesting a potential price peak
Current price ($109.52) is trading above the analyst target price ($102.96)
JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)

Compare Another Pair

CM vs JPM: Head-to-Head Comparison

This page compares Canadian Imperial Bank of Commerce (CM) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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