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CMRC vs NRDY

CMRC
Commerce.com, Inc.
BEARISH
Price
$2.73
Market Cap
$224.7M
Sector
Technology
AI Confidence
50%
NRDY
Nerdy Inc.
BEARISH
Price
$0.89
Market Cap
$220.5M
Sector
Technology
AI Confidence
90%

Valuation

P/E Ratio
CMRC
--
NRDY
--
Forward P/E
CMRC
6.11
NRDY
-29.81
P/B Ratio
CMRC
5.66
NRDY
5.81
P/S Ratio
CMRC
0.66
NRDY
1.23
EV/EBITDA
CMRC
27.86
NRDY
-1.81

Profitability

Gross Margin
CMRC
78.75%
NRDY
62.31%
Operating Margin
CMRC
0.95%
NRDY
-12.53%
Profit Margin
CMRC
-5.65%
NRDY
-22.3%
ROE
CMRC
-53.19%
NRDY
-135.37%
ROA
CMRC
-0.91%
NRDY
-39.62%

Growth

Revenue Growth
CMRC
2.9%
NRDY
2.3%
Earnings Growth
CMRC
--
NRDY
--

Financial Health

Debt/Equity
CMRC
4.21
NRDY
0.75
Current Ratio
CMRC
1.98
NRDY
2.27
Quick Ratio
CMRC
1.77
NRDY
2.09

Dividends

Dividend Yield
CMRC
--
NRDY
--
Payout Ratio
CMRC
0.0%
NRDY
0.0%

AI Verdict

CMRC BEARISH

CMRC shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Concerns include weak profitability or high valuation.

Strengths
Company has established market presence
Risks
Low profit margin of -5.7%
Weak financial trend (Piotroski F-Score: 2/9)
High debt burden with D/E of 4.21
NRDY BEARISH

NRDY exhibits critical financial weakness, highlighted by a Piotroski F-Score of 1/9, indicating severe deterioration in fundamental health. While the company maintains a strong current ratio (2.27) and healthy gross margins (62.31%), these are offset by a devastating ROE of -135.37% and stagnant revenue growth of only 2.30% YoY. The combination of a bearish technical trend, heavy insider selling, and a 91.4% five-year price collapse suggests a failing growth thesis. Despite beating earnings estimates, the company remains deeply unprofitable with no clear path to positive net income.

Strengths
Strong short-term liquidity with a current ratio of 2.27
Healthy gross profit margins at 62.31%
Consistent track record of beating quarterly earnings estimates (3/4 last 4 quarters)
Risks
Critical financial health as evidenced by a Piotroski F-Score of 1/9
Severe capital inefficiency with an ROE of -135.37%
Stagnant top-line growth (2.30% YoY) for a technology software company

Compare Another Pair

CMRC vs NRDY: Head-to-Head Comparison

This page compares Commerce.com, Inc. (CMRC) and Nerdy Inc. (NRDY) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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