NRDY

BEARISH

$0.89 Live

Nerdy Inc. · NYSE

Target $2.08 (+133.0%)

$0.75 52W Range $1.9

NRDY Nerdy Inc. - Fundamental Analysis

BEARISH

Console Chart News

NRDY Stock | Fundamental Analysis & Investment Insights

NYSE • Technology • Software - Application

Current Price Live

$0.89

Analyst Target

$2.08

+133.0% Upside

52W High

$1.9

52W Low

$0.75

Overview AI Snowflake Price Valuation Profitability Growth Health Statements Peers Insiders SEC Filings

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated May 01, 2026

Market cap

$220.5M

P/E

N/A

ROE

-135.4%

Profit margin

-22.3%

Debt/Equity

0.75

Dividend yield

N/A

AI Analysis

AI-powered fundamental assessment

Confidence

90%

NRDY exhibits critical financial weakness, highlighted by a Piotroski F-Score of 1/9, indicating severe deterioration in fundamental health. While the company maintains a strong current ratio (2.27) and healthy gross margins (62.31%), these are offset by a devastating ROE of -135.37% and stagnant revenue growth of only 2.30% YoY. The combination of a bearish technical trend, heavy insider selling, and a 91.4% five-year price collapse suggests a failing growth thesis. Despite beating earnings estimates, the company remains deeply unprofitable with no clear path to positive net income.

Key Strengths

Strong short-term liquidity with a current ratio of 2.27

Healthy gross profit margins at 62.31%

Consistent track record of beating quarterly earnings estimates (3/4 last 4 quarters)

Relatively low Price/Sales ratio of 1.23

Positive analyst target price ($2.08) suggesting potential recovery upside

Key Risks

Critical financial health as evidenced by a Piotroski F-Score of 1/9

Severe capital inefficiency with an ROE of -135.37%

Stagnant top-line growth (2.30% YoY) for a technology software company

Strong insider selling signal with 12 sell transactions and 0 buys

Long-term value destruction with a 5-year price decline of 91.4%

AI Fair Value Estimate

Based on comprehensive analysis

$0.75

-16.1% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall

Weak

Value

Future

Past

Health

Dividend

AI Verdict

High Risk / Speculative

Key drivers: Piotroski F-Score 1/9, Negative Profit Margins, Insider Selling, Stagnant Revenue Growth

Confidence

95%

Value

35/100

P/E is N/A; Graham Number cannot be calculated due to negative earnings.

Positives

Low P/S ratio

Watchpoints

High Price/Book (5.81)
Negative earnings

Future

25/100

Growth rates are insufficient for a software-as-a-service model.

Positives

Earnings surprises are positive

Watchpoints

Revenue growth is nearly flat (2.3%)
Forward P/E remains negative

Past

15/100

Consistent long-term downward trajectory in share price.

Positives

No standout positives identified.

Watchpoints

5Y Change: -91.4%
1Y Change: -43.8%

Health

10/100

Piotroski score indicates extreme fundamental weakness.

Positives

Current Ratio > 2.0

Watchpoints

Piotroski F-Score 1/9
Negative ROA and ROE

Dividend

0/100

Dividend Yield: N/A

Positives

No standout positives identified.

Watchpoints

No dividend paid

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price

$0.89

Analyst Target

$2.08

Upside/Downside

+133.0%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for NRDY and closest competitors.

Updated 2026-04-30

Company	5Y	3Y	1Y	6M	1M	1W
NRDY Nerdy Inc. Primary	-91.4%	-77.1%	-43.8%	-11.5%	+9.6%	-1.4%
CMRC Commerce.com, Inc. Peer	-95.4%	-67.5%	-48.5%	-42.0%	-8.1%	+2.2%
INSG Inseego Corp. Peer	-85.2%	+118.2%	+86.2%	-7.4%	+13.8%	+10.1%
TBCH Turtle Beach Corporation Peer	-58.0%	+6.9%	+9.2%	-28.2%	+3.6%	+10.4%
ARQQ Arqit Quantum Inc. Peer	-94.3%	-50.0%	+5.1%	-59.6%	-21.3%	-11.6%

NRD

Nerdy Inc.

Primary

-91.4%

-77.1%

-43.8%

-11.5%

+9.6%

-1.4%

CMR

Commerce.com, Inc.

Peer

-95.4%

-67.5%

-48.5%

-42.0%

-8.1%

+2.2%

INS

Inseego Corp.

Peer

-85.2%

+118.2%

+86.2%

-7.4%

+13.8%

+10.1%

TBC

Turtle Beach Corporation

Peer

-58.0%

+6.9%

+9.2%

-28.2%

+3.6%

+10.4%

ARQ

Arqit Quantum Inc.

Peer

-94.3%

-50.0%

+5.1%

-59.6%

-21.3%

-11.6%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

N/A

-29.81

N/A

5.81

1.23

0.53

-1.81

$220.5M

Profitability

Profit margins and return metrics

Profit Margin -22.3%

Operating Margin -12.53%

Gross Margin 62.31%

ROE -135.37%

ROA -39.62%

Growth

Revenue and earnings growth rates

Revenue Growth +2.3%

Earnings Growth N/A

Q/Q Revenue Growth +2.34%

Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity

0.75

Moderate

Current Ratio

2.27

Strong

Quick Ratio

2.09

Excellent

Cash/Share

$0.39

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue

$0.0B

Gross Margin

51.0%

Op. Margin

-28.3%

Net Margin

-18.8%

Total Assets

$0.1B

Liabilities

$0.0B

Equity

$0.0B

Debt/Equity

2.48x

Operating CF

$-0.0B

CapEx

$-0.0B

Free Cash Flow

$-0.0B

FCF Yield

145%

Quarterly Earnings History

EPS performance vs analyst estimates

2026-05-07

$N/A

2026-02-26

$N/A

+82.0% surprise

2025-11-06

$-0.1

+32.6% surprise

2025-08-07

$-0.04

+32.5% surprise

Technology Sector Comparison

Comparing NRDY against 606 companies in the Technology sector (47 bullish, 216 neutral, 343 bearish)

Return on Equity (ROE)

-135.37%

This Stock

-31.44%

Sector Avg

+330.6% (Excellent)

Profit Margin

-22.3%

This Stock

-11.75%

Sector Avg

+89.7% (Superior)

Debt to Equity

0.75

This Stock

0.77

Sector Avg

-2.3% (Lower)

Revenue Growth

2.3%

This Stock

4080.22%

Sector Avg

-99.9% (Slower)

Current Ratio

2.27

This Stock

3.67

Sector Avg

-38.2% (Weaker)

Similar Companies

Peer comparison within the same industry

Company	AI Rating	Market Cap	P/E	ROE	Profit Margin	Price
NRDY Nerdy Inc.	BEARISH	$220.5M	-	-135.4%	-22.3%	$0.89
CMRC Commerce.com, Inc.	BEARISH	$224.72M	-	-53.2%	-5.7%	$2.73	Compare
INSG Inseego Corp.	BEARISH	$216.0M	-	-%	0.5%	$13.31	Compare
TBCH Turtle Beach Corporation	NEUTRAL	$227.56M	15.08	12.6%	4.9%	$11.61	Compare
ARQQ Arqit Quantum Inc.	BEARISH	$213.33M	-	-181.4%	-%	$13.63	Compare

NRDY Nerdy Inc.

BEARISH

Mkt Cap

$221M

P/E

ROE

-135.4%

Price

$0.89

CMRC Commerce.com, Inc.

Compare with NRDY

Compare with NRDY

Compare with NRDY

ARQQ Arqit Quantum Inc.

Compare with NRDY

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

Date	Insider	Position	Transaction	Shares	Value
2026-04-16	PASZTERKO JOHN ANDREW	Chief Operating Officer	Sale	31,788	$29,563
2026-04-16	SWENSON CHRISTOPHER C.	Officer	Sale	69,796	$64,910
2026-03-16	SWENSON CHRISTOPHER C.	Officer	Sale	18,366	$16,529
2026-03-16	PELLO JASON H.	Chief Financial Officer	Sale	30,609	$27,548
2026-03-10	PELLO JASON H.	Chief Financial Officer	Sale	75,000	$69,000
2026-02-17	SWENSON CHRISTOPHER C.	Officer	Sale	32,641	$31,662
2026-02-17	PELLO JASON H.	Chief Financial Officer	Sale	49,814	$48,320
2026-02-13	PASZTERKO JOHN ANDREW	Chief Operating Officer	Stock Award	600,000	-
2026-02-13	SWENSON CHRISTOPHER C.	Officer	Stock Award	600,000	-
2026-02-13	PELLO JASON H.	Chief Financial Officer	Stock Award	1,000,000	-
2026-01-16	PASZTERKO JOHN ANDREW	Chief Operating Officer	Sale	18,457	$18,642
2025-12-22	SWENSON CHRISTOPHER C.	Officer	Sale	35,000	$46,550
2025-12-16	COHN CHARLES K	Chief Executive Officer	Purchase	197,242	$240,635
2025-12-16	SWENSON CHRISTOPHER C.	Officer	Sale	19,204	$23,045
2025-12-16	PELLO JASON H.	Chief Financial Officer	Sale	32,006	$38,407

PASZTERKO JOHN ANDREW

Chief Operating Officer

Sell

2026-04-16

31,788 shares · $29,563

SWENSON CHRISTOPHER C.

Officer

Sell

2026-04-16

69,796 shares · $64,910

SWENSON CHRISTOPHER C.

Officer

Sell

2026-03-16

18,366 shares · $16,529

PELLO JASON H.

Chief Financial Officer

Sell

2026-03-16

30,609 shares · $27,548

PELLO JASON H.

Chief Financial Officer

Sell

2026-03-10

75,000 shares · $69,000

SWENSON CHRISTOPHER C.

Officer

Sell

2026-02-17

32,641 shares · $31,662

PELLO JASON H.

Chief Financial Officer

Sell

2026-02-17

49,814 shares · $48,320

PASZTERKO JOHN ANDREW

Chief Operating Officer

Stock Award

2026-02-13

600,000 shares

SWENSON CHRISTOPHER C.

Officer

Stock Award

2026-02-13

600,000 shares

PELLO JASON H.

Chief Financial Officer

Stock Award

2026-02-13

1,000,000 shares

PASZTERKO JOHN ANDREW

Chief Operating Officer

Sell

2026-01-16

18,457 shares · $18,642

SWENSON CHRISTOPHER C.

Officer

Sell

2025-12-22

35,000 shares · $46,550

COHN CHARLES K

Chief Executive Officer

Buy

2025-12-16

197,242 shares · $240,635

SWENSON CHRISTOPHER C.

Officer

Sell

2025-12-16

19,204 shares · $23,045

PELLO JASON H.

Chief Financial Officer

Sell

2025-12-16

32,006 shares · $38,407

Insider transactions can signal confidence or concerns about company prospects

SEC Filings

Recent regulatory filings from the SEC EDGAR database

8-K

2026-04-06

Nerdy Inc. reported its first-quarter financial results for 2026.

DEF 14A

2026-03-10

Nerdy Inc. (NRDY) filed a definitive proxy statement on March 10, 2026, providing shareholders with information regarding matters to be voted on at the company's upcoming meeting.

8-K

2026-03-06

Nerdy Inc. filed an 8-K likely reporting its annual financial results for the fiscal year ended December 31, 2025.

10-K

2026-02-26

Nerdy Inc. (NRDY) filed its annual 10-K report on February 26, 2026. The provided excerpts do not contain specific financial metrics or detailed risk factors, as only the section headings and page numbers were included.

8-K

2026-02-26

Nerdy Inc. (NRDY) filed an 8-K on February 26, 2026, likely to announce its fourth-quarter and full-year financial results.

10-Q

2025-11-06

Nerdy Inc. (NRDY) filed its quarterly 10-Q report on November 6, 2025. The filing includes a section on risk factors under Item 1A, although specific financial highlights and detailed risk descriptions were not provided in the available excerpt.

8-K

2025-11-06

Nerdy Inc. filed an 8-K on November 6, 2025, likely to announce its third-quarter financial results.

8-K

2025-11-06

Nerdy Inc. filed an 8-K on November 6, 2025, likely to announce its third-quarter financial results.

8-K

2025-08-27

Nerdy Inc. filed an 8-K on August 27, 2025, likely to announce its second-quarter financial results.

10-Q

2025-08-07

8-K

2025-08-07

Nerdy Inc. filed an 8-K likely to announce its second-quarter financial results for 2025.

10-Q

2025-05-08

8-K

2025-05-08

8-K

2025-05-01

DEF 14A

2025-03-10

Data sourced from SEC EDGAR. AI summaries generated automatically.

Wall Street Analysts

Professional analyst ratings and price targets

Consensus

NONE

3 analysts

Cantor Fitzgerald

2025-11-07

Maintains

Neutral Neutral

Past News Coverage

Recent headlines mentioning NRDY from our newsroom.

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NRDY

NRDY Nerdy Inc. - Fundamental Analysis

At a glance

AI Analysis

Key Strengths

Key Risks

Performance Snowflake

Stock Price & Analyst Targets

Multi-Horizon Performance vs Peers

Historical Performance Trends

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Valuation Metrics

Profitability

Growth

Financial Health

Financial Statement Flow

Quarterly Earnings History

Technology Sector Comparison

Similar Companies

Recent Insider Trading

SEC Filings

Wall Street Analysts

Past News Coverage

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