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CMTG vs FRPH

CMTG
Claros Mortgage Trust, Inc.
BEARISH
Price
$2.61
Market Cap
$366.0M
Sector
Real Estate
AI Confidence
95%
FRPH
FRP Holdings, Inc.
BEARISH
Price
$22.72
Market Cap
$434.3M
Sector
Real Estate
AI Confidence
85%

Valuation

P/E Ratio
CMTG
--
FRPH
90.88
Forward P/E
CMTG
-8.07
FRPH
54.1
P/B Ratio
CMTG
0.24
FRPH
1.02
P/S Ratio
CMTG
-1.17
FRPH
13.14
EV/EBITDA
CMTG
--
FRPH
43.19

Profitability

Gross Margin
CMTG
0.0%
FRPH
65.74%
Operating Margin
CMTG
124.71%
FRPH
4.9%
Profit Margin
CMTG
0.0%
FRPH
14.01%
ROE
CMTG
-27.63%
FRPH
0.97%
ROA
CMTG
-8.37%
FRPH
0.07%

Growth

Revenue Growth
CMTG
--
FRPH
9.7%
Earnings Growth
CMTG
--
FRPH
-57.1%

Financial Health

Debt/Equity
CMTG
2.05
FRPH
0.4
Current Ratio
CMTG
433.8
FRPH
14.77
Quick Ratio
CMTG
431.8
FRPH
14.67

Dividends

Dividend Yield
CMTG
--
FRPH
--
Payout Ratio
CMTG
0.0%
FRPH
0.0%

AI Verdict

CMTG BEARISH

CMTG exhibits severe financial distress, highlighted by a critical Piotroski F-Score of 1/9, indicating fundamental weakness across almost all health metrics. The company is plagued by catastrophic earnings misses, with the last four quarters showing 0% beat rates and massive negative surprises. Despite a very low Price-to-Book ratio of 0.24, the negative ROE (-27.63%) and negative forward P/E suggest a value trap rather than a bargain. The overall outlook is heavily weighed down by consistent losses and a bearish technical trend.

Strengths
Extremely low Price-to-Book ratio (0.24) suggesting deep asset discount
High Current Ratio (433.80) indicating short-term liquidity
Small market cap provides potential for high volatility spikes
Risks
Severe fundamental deterioration (Piotroski 1/9)
Consistent and massive earnings misses (Average surprise -2582.61%)
Negative profitability metrics (ROE -27.63%, ROA -8.37%)
FRPH BEARISH

FRPH exhibits a strong deterministic health profile with a Piotroski F-Score of 8/9 and an exceptional current ratio of 14.77, indicating a fortress balance sheet. However, this financial stability is decoupled from its valuation; the stock trades at a massive premium to its Graham Number ($11.22) and Intrinsic Value ($1.75), with a P/E ratio of 90.88. Severe earnings contraction (-57.10% YoY) combined with bearish insider selling and a negative long-term price trend suggests the current valuation is unsustainable.

Strengths
Strong Piotroski F-Score (8/9) indicating high operational health
Exceptional liquidity with a Current Ratio of 14.77
Low leverage with a Debt/Equity ratio of 0.40
Risks
Extreme valuation disconnect (P/E of 90.88 vs. negative earnings growth)
Severe earnings collapse (-57.10% YoY and -51.40% Q/Q)
Bearish insider activity with sales from both the President and COO

Compare Another Pair

CMTG vs FRPH: Head-to-Head Comparison

This page compares Claros Mortgage Trust, Inc. (CMTG) and FRP Holdings, Inc. (FRPH) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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