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CMTG

BEARISH
$2.61 Live
Claros Mortgage Trust, Inc. · NYSE
Target $2.5 (-4.2%)
$2.04 52W Range $3.99

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 25, 2026
Market cap
$365.97M
P/E
N/A
ROE
-27.6%
Profit margin
N/A
Debt/Equity
2.05
Dividend yield
N/A

AI Analysis

AI-powered fundamental assessment

Confidence
95%
CMTG exhibits severe financial distress, highlighted by a critical Piotroski F-Score of 1/9, indicating fundamental weakness across almost all health metrics. The company is plagued by catastrophic earnings misses, with the last four quarters showing 0% beat rates and massive negative surprises. Despite a very low Price-to-Book ratio of 0.24, the negative ROE (-27.63%) and negative forward P/E suggest a value trap rather than a bargain. The overall outlook is heavily weighed down by consistent losses and a bearish technical trend.

Key Strengths

Extremely low Price-to-Book ratio (0.24) suggesting deep asset discount
High Current Ratio (433.80) indicating short-term liquidity
Small market cap provides potential for high volatility spikes
Recent 1-month price recovery (+20.3%)
Insider sentiment remains slightly positive (60/100) despite lack of recent trades

Key Risks

Severe fundamental deterioration (Piotroski 1/9)
Consistent and massive earnings misses (Average surprise -2582.61%)
Negative profitability metrics (ROE -27.63%, ROA -8.37%)
High leverage with a Debt/Equity ratio of 2.05
Long-term value destruction with a 5-year price change of -79.4%
AI Fair Value Estimate
Based on comprehensive analysis
$2.25
-13.8% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
14
Weak
Value
30
Future
10
Past
20
Health
10
Dividend
0
AI Verdict
Distressed Asset
Key drivers: Piotroski F-Score of 1/9, Catastrophic EPS surprises, Negative ROE, Bearish technical trend
Confidence
90%
Value
30/100

Trades at a deep discount to book value, but negative earnings render traditional valuation metrics useless.

Positives
  • P/B ratio of 0.24 is significantly below 1.0
Watchpoints
  • Negative Forward P/E
  • Lack of Graham Number due to negative earnings
Future
10/100

Earnings trajectory is sharply negative with no signs of stabilization.

Positives
No standout positives identified.
Watchpoints
  • Forward P/E is -8.07
  • Recent Q/Q EPS growth is -2128.6%
Past
20/100

Long-term performance is abysmal, characterized by a steady decline in shareholder value.

Positives
  • 1-year return is slightly positive (+8.3%)
Watchpoints
  • 5-year return of -79.4%
  • Consistent failure to meet analyst estimates
Health
10/100

The Piotroski score confirms the company is in the weakest health tier.

Positives
  • High current/quick ratios
Watchpoints
  • Piotroski F-Score 1/9
  • Debt/Equity of 2.05
Dividend
0/100

No income generation for shareholders.

Positives
No standout positives identified.
Watchpoints
  • No dividend yield
  • 0/100 dividend strength

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$2.61
Analyst Target
$2.5
Upside/Downside
-4.2%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for CMTG and closest competitors.

Updated 2026-04-24
CMT
Claros Mortgage Trust, Inc.
Primary
5Y
-79.4%
3Y
-73.4%
1Y
+8.3%
6M
-27.1%
1M
+20.3%
1W
-3.0%
ILP
Industrial Logistics Properties Trust
Peer
5Y
-73.8%
3Y
+127.8%
1Y
+109.3%
6M
+7.8%
1M
-11.1%
1W
+2.0%
CLD
Chatham Lodging Trust
Peer
5Y
-27.6%
3Y
-3.5%
1Y
+29.4%
6M
+34.9%
1M
+10.1%
1W
-1.5%
FRP
FRP Holdings, Inc.
Peer
5Y
-8.1%
3Y
-22.7%
1Y
-16.5%
6M
-6.7%
1M
-0.5%
1W
+3.0%
LAN
Gladstone Land Corporation
Peer
5Y
-36.2%
3Y
-29.2%
1Y
+20.8%
6M
+18.7%
1M
-12.7%
1W
+0.5%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
N/A
Forward P/E
-8.07
PEG Ratio
N/A
P/B Ratio
0.24
P/S Ratio
-1.17
EV/Revenue
-10.7
EV/EBITDA
N/A
Market Cap
$365.97M

Profitability

Profit margins and return metrics

Profit Margin N/A
Operating Margin 124.71%
Gross Margin N/A
ROE -27.63%
ROA -8.37%

Growth

Revenue and earnings growth rates

Revenue Growth N/A
Earnings Growth N/A
Q/Q Revenue Growth N/A
Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
2.05
High debt
Current Ratio
433.8
Strong
Quick Ratio
431.8
Excellent
Cash/Share
$1.24

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue
$0.0B
Net Margin
-5172.5%
Total Assets
$4.7B
Liabilities
$3.2B
Equity
$1.5B
Debt/Equity
2.08x
Operating CF
$0.0B
CapEx
$-0.0B
Free Cash Flow
$0.0B
FCF Yield
48%

Quarterly Earnings History

EPS performance vs analyst estimates

2026-05-06
$N/A
2026-02-18
$-1.56
-1523.5% surprise
2025-11-04
$-0.07
-962.2% surprise
2025-08-06
$-0.77
-5262.1% surprise

Real Estate Sector Comparison

Comparing CMTG against 128 companies in the Real Estate sector (5 bullish, 22 neutral, 101 bearish)
Return on Equity (ROE)
-27.63%
This Stock
vs
-45.04%
Sector Avg
-38.7% (Below Avg)
Debt to Equity
2.05
This Stock
vs
2.76
Sector Avg
-25.5% (Less Debt)
Current Ratio
433.8
This Stock
vs
9.53
Sector Avg
+4453.4% (Stronger)

Similar Companies

Peer comparison within the same industry

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

MCGILLIS J MICHAEL
President
Stock Award
2026-03-20
167,163 shares
MACK RICHARD
Chief Executive Officer
Stock Award
2026-03-20
334,996 shares
SIEGEL JEFFREY D
General Counsel
Stock Award
2026-03-20
111,800 shares
GARG PRIYANKA
Officer
Stock Award
2026-03-20
217,279 shares
MCGILLIS J MICHAEL
President
Buy
2026-03-02
20,000 shares · $46,792
MACK RICHARD
Chief Executive Officer
Buy
2026-02-27
50,000 shares · $120,355
WALTER W. EDWARD III
Director
Buy
2026-02-24
25,000 shares · $56,895
Insider transactions can signal confidence or concerns about company prospects

SEC Filings

Recent regulatory filings from the SEC EDGAR database

DEF 14A
DEF 14A
2026-04-22

CMTG filed a Definitive Proxy Statement on April 22, 2026, providing shareholders with necessary information to vote on matters at the company's upcoming annual meeting.

8-K
8-K
2026-02-18

CMTG likely reported its annual financial results for the fiscal year ended December 31, 2025.

10-K
10-K
2026-02-18

CMTG filed its annual 10-K report on February 18, 2026. Due to the lack of detailed excerpts provided, specific financial highlights and risk factors cannot be determined from the available information.

8-K
8-K
2026-02-10

CMTG reported its fourth quarter and full-year financial results.

8-K
8-K
2026-02-02

CMTG filed an 8-K on February 2, 2026, likely to announce its financial results for the preceding fiscal period.

8-K
8-K
2025-11-06

CMTG filed an 8-K, likely to announce its third-quarter financial results for 2025.

8-K
8-K
2025-11-05

CMTG likely reported its third-quarter financial results in this 8-K filing dated November 5, 2025.

10-Q
10-Q
2025-11-05

CMTG filed its 10-Q on November 5, 2025. The provided excerpt identifies the presence of a Risk Factors section, although specific financial highlights and detailed risk disclosures were not included in the available text.

8-K
8-K
2025-10-06
8-K/A
8-K/A
2025-09-02

CMTG filed an amendment to a previously submitted Form 8-K on September 2, 2025.

10-Q
10-Q
2025-08-06
8-K
8-K
2025-08-06
8-K
8-K
2025-07-08
8-K
8-K
2025-06-18
8-K
8-K
2025-06-09
Data sourced from SEC EDGAR. AI summaries generated automatically.

Wall Street Analysts

Professional analyst ratings and price targets

Consensus
UNDERPERFORM
2 analysts
Keefe, Bruyette & Woods
2026-03-02
Maintains
Underperform Underperform
Wells Fargo
2026-02-20
Maintains
Underweight Underweight
Keefe, Bruyette & Woods
2026-01-08
Maintains
Underperform Underperform
UBS
2025-11-14
Maintains
Buy Buy

Past News Coverage

Recent headlines mentioning CMTG from our newsroom.

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