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CNO vs DNP

CNO
CNO Financial Group, Inc.
NEUTRAL
Price
$43.71
Market Cap
$4.1B
Sector
Financial Services
AI Confidence
85%
DNP
DNP Select Income Fund Inc.
NEUTRAL
Price
$10.72
Market Cap
$4.04B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
CNO
19.0
DNP
9.24
Forward P/E
CNO
8.92
DNP
--
P/B Ratio
CNO
1.57
DNP
1.15
P/S Ratio
CNO
0.91
DNP
24.98
EV/EBITDA
CNO
7.44
DNP
--

Profitability

Gross Margin
CNO
38.87%
DNP
100.0%
Operating Margin
CNO
14.85%
DNP
80.81%
Profit Margin
CNO
5.11%
DNP
266.32%
ROE
CNO
8.9%
DNP
12.67%
ROA
CNO
1.02%
DNP
1.78%

Growth

Revenue Growth
CNO
4.2%
DNP
8.9%
Earnings Growth
CNO
-45.2%
DNP
-73.4%

Financial Health

Debt/Equity
CNO
1.57
DNP
0.32
Current Ratio
CNO
2.45
DNP
1.32
Quick Ratio
CNO
0.55
DNP
1.32

Dividends

Dividend Yield
CNO
1.56%
DNP
7.28%
Payout Ratio
CNO
29.13%
DNP
67.24%

AI Verdict

CNO NEUTRAL

CNO presents a conflicting profile: while the company demonstrates a strong track record of earnings beats and a stable Piotroski F-Score of 4/9, it is currently trading at a significant premium to its Intrinsic Value ($16.10) and Graham Number ($38.01). The valuation is supported by a low forward P/E of 8.92, but this is offset by a highly bearish technical trend (10/100) and aggressive insider selling. Overall, the strong operational performance is currently decoupled from the deteriorating insider sentiment and technical momentum.

Strengths
Consistent earnings outperformance with 3/4 beats in the last year and an average surprise of 24.82%
Attractive forward P/E ratio of 8.92 suggesting strong expected earnings growth
Strong long-term price appreciation (115.9% over 3 years)
Risks
Significant overvaluation relative to intrinsic value ($16.10) and Graham Number ($38.01)
Strongly bearish insider activity with $8.88M in sales and zero buys, including the CEO
Severe technical weakness with a trend score of 10/100
DNP NEUTRAL

DNP exhibits a stable financial profile with a Piotroski F-Score of 5/9 and a strong defensive valuation, trading significantly below its Graham Number of $15.59. While the fund offers an attractive dividend yield of 7.28% and low leverage (Debt/Equity 0.32), it is currently facing a severe earnings contraction of -73.40% YoY. The discrepancy between the bearish technical trend score (10/100) and the positive 1-year price performance (+21.3%) suggests a potential divergence between short-term momentum and long-term fundamentals. Overall, it remains a viable income vehicle, but the sharp decline in earnings growth limits a bullish rating.

Strengths
Strong defensive valuation trading well below the Graham Number ($15.59)
Attractive dividend yield of 7.28% with a sustainable payout ratio of 67.24%
Low leverage with a Debt/Equity ratio of 0.32
Risks
Severe earnings collapse with YoY growth at -73.40%
Significant gap between Intrinsic Value ($8.12) and current market price ($10.72)
High Price/Sales ratio (24.98) indicating high valuation relative to top-line revenue

Compare Another Pair

CNO vs DNP: Head-to-Head Comparison

This page compares CNO Financial Group, Inc. (CNO) and DNP Select Income Fund Inc. (DNP) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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