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CNO vs JPM

CNO
CNO Financial Group, Inc.
NEUTRAL
Price
$43.71
Market Cap
$4.1B
Sector
Financial Services
AI Confidence
85%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
CNO
19.0
JPM
15.68
Forward P/E
CNO
8.92
JPM
13.42
P/B Ratio
CNO
1.57
JPM
2.47
P/S Ratio
CNO
0.91
JPM
5.03
EV/EBITDA
CNO
7.44
JPM
--

Profitability

Gross Margin
CNO
38.87%
JPM
0.0%
Operating Margin
CNO
14.85%
JPM
41.06%
Profit Margin
CNO
5.11%
JPM
33.91%
ROE
CNO
8.9%
JPM
16.13%
ROA
CNO
1.02%
JPM
1.35%

Growth

Revenue Growth
CNO
4.2%
JPM
2.5%
Earnings Growth
CNO
-45.2%
JPM
-3.6%

Financial Health

Debt/Equity
CNO
1.57
JPM
--
Current Ratio
CNO
2.45
JPM
--
Quick Ratio
CNO
0.55
JPM
--

Dividends

Dividend Yield
CNO
1.56%
JPM
1.91%
Payout Ratio
CNO
29.13%
JPM
28.97%

AI Verdict

CNO NEUTRAL

CNO presents a conflicting profile: while the company demonstrates a strong track record of earnings beats and a stable Piotroski F-Score of 4/9, it is currently trading at a significant premium to its Intrinsic Value ($16.10) and Graham Number ($38.01). The valuation is supported by a low forward P/E of 8.92, but this is offset by a highly bearish technical trend (10/100) and aggressive insider selling. Overall, the strong operational performance is currently decoupled from the deteriorating insider sentiment and technical momentum.

Strengths
Consistent earnings outperformance with 3/4 beats in the last year and an average surprise of 24.82%
Attractive forward P/E ratio of 8.92 suggesting strong expected earnings growth
Strong long-term price appreciation (115.9% over 3 years)
Risks
Significant overvaluation relative to intrinsic value ($16.10) and Graham Number ($38.01)
Strongly bearish insider activity with $8.88M in sales and zero buys, including the CEO
Severe technical weakness with a trend score of 10/100
JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)

Compare Another Pair

CNO vs JPM: Head-to-Head Comparison

This page compares CNO Financial Group, Inc. (CNO) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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