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COSO vs JPM

COSO
CoastalSouth Bancshares, Inc.
NEUTRAL
Price
$25.36
Market Cap
$304.0M
Sector
Financial Services
AI Confidence
80%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
COSO
11.53
JPM
15.68
Forward P/E
COSO
9.59
JPM
13.42
P/B Ratio
COSO
1.16
JPM
2.47
P/S Ratio
COSO
3.7
JPM
5.03
EV/EBITDA
COSO
--
JPM
--

Profitability

Gross Margin
COSO
0.0%
JPM
0.0%
Operating Margin
COSO
40.58%
JPM
41.06%
Profit Margin
COSO
31.88%
JPM
33.91%
ROE
COSO
11.26%
JPM
16.13%
ROA
COSO
1.15%
JPM
1.35%

Growth

Revenue Growth
COSO
18.4%
JPM
2.5%
Earnings Growth
COSO
8.5%
JPM
-3.6%

Financial Health

Debt/Equity
COSO
--
JPM
--
Current Ratio
COSO
--
JPM
--
Quick Ratio
COSO
--
JPM
--

Dividends

Dividend Yield
COSO
0.79%
JPM
1.91%
Payout Ratio
COSO
2.27%
JPM
28.97%

AI Verdict

COSO NEUTRAL

COSO presents a stark contrast between deep value and deteriorating fundamental health, highlighted by a weak Piotroski F-Score of 2/9. While the stock trades significantly below its Graham Number ($32.95) and Intrinsic Value ($43.45), this discount is likely a reflection of poor earnings quality, evidenced by four consecutive quarterly misses. Strong top-line revenue growth is being offset by declining Q/Q EPS growth (-12.1%) and a bearish technical trend (10/100). Consequently, the valuation appeal is currently outweighed by fundamental instability.

Strengths
Significant undervaluation relative to Graham Number ($32.95) and Intrinsic Value ($43.45)
Strong top-line revenue growth (18.40% YoY and 22.19% Q/Q)
Low P/E ratio (11.53) and Forward P/E (9.59) compared to sector averages
Risks
Critical fundamental weakness indicated by a Piotroski F-Score of 2/9
Poor earnings track record with 0/4 beats in the last four quarters
Negative most recent Q/Q EPS growth (-12.1%)
JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)

Compare Another Pair

COSO vs JPM: Head-to-Head Comparison

This page compares CoastalSouth Bancshares, Inc. (COSO) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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