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CRI vs DFH

CRI
Carter's, Inc.
NEUTRAL
Price
$37.20
Market Cap
$1.37B
Sector
Consumer Cyclical
AI Confidence
80%
DFH
Dream Finders Homes, Inc.
NEUTRAL
Price
$15.21
Market Cap
$1.4B
Sector
Consumer Cyclical
AI Confidence
80%

Valuation

P/E Ratio
CRI
14.7
DFH
7.11
Forward P/E
CRI
10.39
DFH
9.06
P/B Ratio
CRI
1.46
DFH
0.99
P/S Ratio
CRI
0.47
DFH
0.32
EV/EBITDA
CRI
10.32
DFH
10.44

Profitability

Gross Margin
CRI
45.36%
DFH
20.71%
Operating Margin
CRI
8.61%
DFH
6.12%
Profit Margin
CRI
3.17%
DFH
5.02%
ROE
CRI
10.32%
DFH
14.38%
ROA
CRI
3.6%
DFH
4.78%

Growth

Revenue Growth
CRI
7.6%
DFH
-22.3%
Earnings Growth
CRI
4.0%
DFH
-55.0%

Financial Health

Debt/Equity
CRI
1.31
DFH
1.02
Current Ratio
CRI
2.51
DFH
7.18
Quick Ratio
CRI
1.36
DFH
0.65

Dividends

Dividend Yield
CRI
2.69%
DFH
--
Payout Ratio
CRI
61.26%
DFH
0.0%

AI Verdict

CRI NEUTRAL

CRI exhibits strong fundamental health with a Piotroski F-Score of 7/9 and a robust current ratio of 2.51, indicating low immediate insolvency risk. While the stock is attractively valued relative to the sector (P/E 14.70 vs 35.14) and trades near its Graham Number of $38.02, it is hampered by a long-term bearish price trend (-55.4% over 5 years) and sluggish earnings growth. The disconnect between strong balance sheet health and poor price performance suggests a value trap scenario unless growth accelerates. Overall, the company is a stable 'Hold' with limited immediate catalysts for a breakout.

Strengths
Strong Piotroski F-Score (7/9) indicating high financial health
Very low Price-to-Sales ratio (0.47) suggesting undervaluation of revenue
Excellent liquidity with a Current Ratio of 2.51
Risks
Severe long-term price depreciation (-55.4% over 5 years)
Thin net profit margins (3.17%) leaving little room for error
High PEG ratio (2.01) indicating the current price is high relative to growth
DFH NEUTRAL

DFH presents a classic value trap scenario: the company is fundamentally cheap with a Piotroski F-Score of 5/9 (Stable) and trades significantly below its Graham Number of $27.27. However, this valuation is offset by a severe collapse in growth, with YoY earnings plummeting 55% and revenue down 22.3%. While the current price of $15.21 aligns closely with the growth-based intrinsic value of $14.98, the combination of bearish insider activity and a 0/4 earnings beat record over the last year suggests limited near-term catalysts.

Strengths
Very low P/E ratio of 7.11 compared to sector average
Trading at or below book value (P/B 0.99)
Strong short-term liquidity with a Current Ratio of 7.18
Risks
Severe earnings contraction (-55% YoY)
Consistent failure to meet analyst earnings estimates (0/4 beats)
Bearish insider sentiment with $1.4M in recent sales

Compare Another Pair

CRI vs DFH: Head-to-Head Comparison

This page compares Carter's, Inc. (CRI) and Dream Finders Homes, Inc. (DFH) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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