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CVBF vs TRMK

CVBF
CVB Financial Corp.
BULLISH
Price
$19.89
Market Cap
$2.7B
Sector
Financial Services
AI Confidence
70%
TRMK
Trustmark Corporation
NEUTRAL
Price
$45.20
Market Cap
$2.66B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
CVBF
13.09
TRMK
12.22
Forward P/E
CVBF
10.48
TRMK
11.09
P/B Ratio
CVBF
1.17
TRMK
1.26
P/S Ratio
CVBF
5.2
TRMK
3.38
EV/EBITDA
CVBF
--
TRMK
--

Profitability

Gross Margin
CVBF
0.0%
TRMK
0.0%
Operating Margin
CVBF
56.32%
TRMK
35.06%
Profit Margin
CVBF
40.33%
TRMK
28.48%
ROE
CVBF
9.34%
TRMK
10.98%
ROA
CVBF
1.36%
TRMK
1.21%

Growth

Revenue Growth
CVBF
7.5%
TRMK
7.2%
Earnings Growth
CVBF
10.8%
TRMK
4.3%

Financial Health

Debt/Equity
CVBF
--
TRMK
--
Current Ratio
CVBF
--
TRMK
--
Quick Ratio
CVBF
--
TRMK
--

Dividends

Dividend Yield
CVBF
4.02%
TRMK
2.21%
Payout Ratio
CVBF
52.63%
TRMK
25.95%

AI Verdict

CVBF BULLISH

CVBF shows bullish fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Key strengths include strong valuation and growth metrics.

Strengths
Attractive valuation with P/E of 13.1
Strong profitability (40.3% margin)
Risks
Limited historical data available for full assessment
TRMK NEUTRAL

TRMK presents a classic value disconnect: it is fundamentally undervalued relative to its Graham Number ($54.71) and Intrinsic Value ($49.77), yet it suffers from severe technical weakness (10/100 trend) and poor insider sentiment. The Piotroski F-Score of 4/9 indicates stable but non-improving financial health. While the company has a stellar track record of beating earnings estimates over 25 quarters, the modest growth rates and high PEG ratio (2.29) suggest limited near-term catalysts. The stock is a defensive hold with a safe dividend, but lacks the momentum for a bullish rating.

Strengths
Trading at a discount to both Graham Number ($54.71) and Intrinsic Value ($49.77)
Exceptional earnings track record with consistent beats over 25 quarters
Very sustainable dividend payout ratio of 25.95%
Risks
Severe bearish technical trend (10/100 score)
Low insider confidence with net bearish activity
High PEG ratio (2.29) indicating overvaluation relative to current growth rates

Compare Another Pair

CVBF vs TRMK: Head-to-Head Comparison

This page compares CVB Financial Corp. (CVBF) and Trustmark Corporation (TRMK) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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